Analisis Tingkat Kesehatan Bank (Pendekatan Rgec) Pada PT. Bank Danamon Indonesia Tbk

Penelitian ini bertujuan untuk mengetahui bagaimana tingkat kesehatan Bank Danamon pada periode 2011 – 2014. Jenis penelitian yang digunakan adalah jenis penelitian deskriptif dengan pendekatan kuantitatif. Variabel yang digunakan adalah Profil Risiko yang diukur dengan rasio NPL dan LDR, Good Corporate Governance yang diukur melalui hasil self assesment, Rentabilitas yang diukur melalui rasio ROA dan NIM , dan Permodalan yang diukur melalui rasio CAR. Hasil penelitian menunjukkan bahwa selama periode 2011 sampai tahun 2014 Bank Danamon selalu medapatkan peringkat 1 atau sangat sehat. Perhitungan rasio NPL dan LDR menggambarkan bank telah mengelola risikonya dengan baik. Penilaian GCG menunjukkan tata kelola Perusahaan telah dilakukan dengan baik. Perhitungan ROA dan NIM menunjukkan kemampuan bank dalam mencapai laba yang tinggi. Perhitungan CAR selalu diatas batas minimum Bank Indonesia dianggap mampu dalam mengelola permodalannya

Tradisi Omed-omedan Sebagai Pendidikan Karakter Bagi Teruna-teruni Banjar Kaja Dalam Rangkaian Hari Raya Nyepi Di Kelurahan Denpasar Selatan

Balinese always preserve cultural traditions as the inheritance of their ancestors. Omed-omedan tradition is a unique and rare tradition since such tradition cannot be encountered in other areas. Therefore, it is interesting to be discussed in a paper. This reseacrh was aimed at finding out: How is the process of implementation of Omed-omedan tradition at Banjar Kaja Kelurahan Sesetan, South Denpasar Sub-District, Denpasar City?, What is the relationship between Omed-omedan tradition and the series of Nyepi Holiday at Banjar Kaja Kelurahan Sesetan, South Denpasar Sub-District Denpasar City? What is the meaning of Omed-omedan tradition for the people at Banjar Kaja Kelurahan Sesetan, South Denpasar Sub-District, Denpasar City? The theoretical bases applied in this research are 1). Culture, 2). Religious systems, 3). Society. Â The results of the research show that the implementation of Omed-omedan Tradition must be conducted as it relates to Ida Bhatara Sesuhunan at in Banjar Kaja Sesetan temple, which is believed to be able to provide safety for His people, in addition, Omed-omedan tradition is also an event of Masima Krama (visit and forgive each other) to welcome Caka New Year (Nyepi Holiday). The conclusions of this research are 1). Omed-omedan tradition is Purwa Dresta, namely a religious custom and it is not allowed if it is not conducted because if it is not conducted, it is believed it would lead to the undesirable things, 2). In its performance, Omed-omedan tradition is an event of Masima Krama in order to welcome Caka New Year, 3). The meaning of this Omed-omedan tradition is as a devotion to Ida Bhatara Sesuhunan, as by always conducting this tradition, the members of Banjar Kaja Sesetan are believed to always have His protection.

Pengaruh Faktor Ekonomi Makro, Risiko Investasi dan Kinerja Keuangan terhadap Return Saham Perusahaan di Bursa Efek Indonesia (Bei)

The significance of the effect of macroeconomic factors, the risk of investmen and financial performance of the stock return is the aim of this study. All companies in Indonesia Stock Exchanges is study population. The analysis technique used is the path analysis, the results of hypothesis testing: (1) interest rates had an insignificant positive effect on investment risk and rupiah exchange rate had a significantly positive effect on investment, (2) the interest rate had an insignificantly positive effect on the Earning Per Share (EPS), the rupiah interest rate had insignificantly negative effect on Eraning Price Ratio (PER), the rupiah exchange rate had an insignificant negative effect on EPS and the rupiah exchange rate had a insignificantly positive effect on the PER, (3) the interest rate had a significant positive effect on stock returns and the rupiah exchange rate did not significantly influence on stock returns, (4) the risk investment had a significantly negative effect on stock returns, (5) EPS had a significantly positive effect on stock returns and PER had a significant positive effect on stock returns. Keywords: Macroeconomic factors, the risk of investment, financial performance, and stock returns

Pengaruh Supervisi Klinis Terhadap Kemampuan Guru Melaksanakan Pengelolaan Proses Pembelajaran Dalam Rangka Pelaksanaan Kurikulum 2013

Penelitian ini bertujuan untuk mengetahui pengaruh penerapan supervisi klinis terhadap kemampuan guru dalam menyusun Rencana Pelaksanaan Pembelajaran dan mengelola proses pembelajaran pada guru SD di Gugus VIII Kecamatan Sawan Kabupaten Buleleng. Subjek penelitian sebanyak 19 orang guru kelas IV, V, dan VI di Gugus VIII Kecamatan Sawan yang dibimbing dalam menyusun RPP dengan SK. Pengumpulan data dilakukan dengan panduan observasi untuk mengumpulkan data tentang kemampuan guru menyusun RPP dan mengelola proses pembelajaran. Data dianalisis dengan menerapkan rumus-rumus statistik deskriptif dan uji t. Hasil analisis data menunjukkan 1) terdapat pengaruh penerapan supervisi klinis terhadap kemampuan menyusun Rencana Pelaksanaan Pembelajaran pada guru SD di Gugus VIII Kecamatan Sawan Kabupaten Buleleng, dengan kategori sebelum guru diberikan tindakan cukup baik, setelah tindakan sangat baik, 2) terdapat pengaruh penerapan supervisi klinis terhadap kemampuan mengelola proses pembelajaran pada guru SD di Gugus VIII Kecamatan Sawan Kabupaten Buleleng, dengan kategori sebelum tindakan cukup baik, setelah tindakan baik. Kata Kunci : supervisi klinis, kemampuan guru melaksanakan proses pembelajaran This thesis aimed at investigating the influence of clinical supervision implementation to the competence of elementary school teachers in Gugus VIII Sawan Sub district Buleleng Regency in making lesson plan and managing learning process. The subjects of the study were 19 teachers who are the teachers of class IV, V, and VI in Gugus VIII Sawan Sub district who were guided in making lesson plan with Standard of Competency. Data collection was done by observation method in collecting data about teachers\u27 competence in making lesson plan and managing learning process. The data was analyzed by implementing the formulas of descriptive statistics and T-test. The result shows that 1) there is an influence of clinical supervision implementation to the competence of elementary school teachers in Gugus VIII Sawan Sub district Buleleng Regency in making lesson plan, in which before being implemented it was categorized as sufficient, after being implemented it becomes excellent, 2) there is an influence of clinical supervision implementation to the competence of elementary school teachers in Gugus VIII Sawan Sub district Buleleng Regency in managing learning process, in which before being implemented it was categorized as sufficient, after being implemented it becomes goo

Developing EFL Learning Materials for Adult Learners

The current study aimed at developing English instructional materials for listening and speaking as additional learning sources. The research was conducted at Universitas Islam Negeri Mataram, Indonesia. The population was university students of semester three in academic year 2018/2019. There were 48 students as the respondents of 20 questionnaires. The current study followed Research and Development Procedures proposed by Borg & Gall (1979). It involves (1) a preliminary stage and collects information, (2) planning, (3) develop of product, (4) expert validation, (5) small-scale and large-scale field tried-out the students. The result of the research has shown that Indonesian students have confirmed the need for listening and speaking English materials. Since the existing materials used in learning had weaknesses, including the lack of opportunity for listening and speaking, the researchers have developed the TEFL materials to meet the standard. After being validated by the experts, and tried-out to the students, the developed TEFL materials have been able to improve students\u27 speaking ability

Implementasi Alat Peraga Bentuk-bentuk Geometri Untuk Meningkatkan Kreativitas Dan Perkembangan Kognitif Anak Kelompok B Tk Lumbung Sari Denpasar

Penelitian ini bertujuan untuk menganalisis dan mendeskripsikan peningkatan kreativitas dan kecerdasan kognitif anak melalui implementasi alat peraga bentuk-bentuk geometri. Sukjek penelitian ini adalah siswa Kelompok B Tamaan Kanak-Kanak Lumbung Sari Denpasar berjumlah 25 orang. Penelitian ini merupakan penelitian tindakan kelas yang dilaksanakan bersiklus. Metode pengumpulan data yang digunakan adalah metode observasi dengan instrumen kreativitas dan kecerdasan kognitif, analisis data dilakukan secara deskriptif dengan kriteria keberhasilan baik. Penelitian ini dilaksanakan dalam 2 siklus, hasil penelitian menunjukkan akhir siklus II kreativitas anak dengan nilai rata-rata sebesar 38,72 dengan kategori baik. Begitu juga dengan kecerdasan kognitif anak akhir tindakan siklus II dengan nilai rata-rata 49,9 dengan kategori keberhasilan tinggi. Ini berarti kegiatan pembelajaran implementasi alat peraga bentuk-bentuk geometri sesuai nilai rata-rata indikator keberhasilan yang diharapkan dalam penelitian iniKata Kunci : Alat peraga bentuk-bentuk geometri, kecerdasan kognitif, kreativitas This study aims to analyze and describe the increase of children's creativities and cognitive intelligent through the implementation of geometrical forms of learning media. The subjects of this research are 25 children of Taman Kanak-kanak Lumbung Sari Denpasar group B. This research is a class action research which was conducted in cycles. Data collection methods used was observational methods using creativities and cognitive intelligent as instruments; data analysis performed descriptively with the criteria of good success. This research was done in 2 cycles, the result of the research shows : Cycle II Children Creativities with averaging value 38.72 with category : good. So is the cognitive intelligent, in the end action of cycles II with the average value 49.9 in the category of high success. This means that learning activities implementing geometrical forms as media is parallel (in accordance) to average value of success indicator expected in this researc