Pengaruh Potongan Margin (Muqashah Ar-Ribhi) Terhadap Minat nasabah dalam Memanfaatkan Pembiayaan Murabahah di Bank Pembiayaan Rakyat Syariah (BPRS) Bhakti Sumekar (Studi Kasus di Kantor Cabang Bluto Sumenep)

PT. BPRS Bhakti Sumekar Branch Bluto Sumenep is one of Bank Syari’ah Financing which functions as an intermediary that has its own the market in distributing financial products, namely the public and small businesses that need capital but in analyzing the customer worthy or not to be given financig by using the ratings analysis 5C to anticipate the risk of financing as doubted, less smooth and credit jammed. This type of research used in this research is quantitative research using using simple linear regression method where the purpose of simple linear regression is to forecast or predict systematically about what is most likely to happen in the future based on the information of the past and present-have for mistakes can be minimized. The data used are primary data obtained through questionnaires. Sample of 73 customers. The instruments used in data collection is by using the questionnaire method, documentation and interviews. While proving the hypothesis using a calculation by the classical assumption test, t test and f test. The results of this research using simple linear regression analysis which states that there is influence between margin pieces (muqashah ar-Ribhi), the equation Y = 19.060 + 0.345 X. Based on the results of testing the hypothesis with t test and F test shows significant value where t count> t table = 6.784 0.000 ˃1.666 with significant level of 0,000 less than 0.05. And the F test showed the value of Fcount ˃ Ftabel (46.027 ˃ 3.98) with the level of sig. Of as big as 0000. It can be concluded that simultaneously margin pieces (muqashah ar-Ribhi) has a significant effect on the customers' interest in utilizing financing murabaha at Bank Financing Shari’ah People (BPRS) Bhakti Sumekar (Case Study at the Branch Office Bluto Sumenep)

Pengaruh Potongan Margin (Muqashah Ar-Ribhi) Terhadap Minat nasabah dalam Memanfaatkan Pembiayaan Murabahah di Bank Pembiayaan Rakyat Syariah (BPRS) Bhakti Sumekar (Studi Kasus di Kantor Cabang Bluto Sumenep)

PT. BPRS Bhakti Sumekar Branch Bluto Sumenep is one of Bank Syari’ah Financing which functions as an intermediary that has its own the market in distributing financial products, namely the public and small businesses that need capital but in analyzing the customer worthy or not to be given financig by using the ratings analysis 5C to anticipate the risk of financing as doubted, less smooth and credit jammed. This type of research used in this research is quantitative research using using simple linear regression method where the purpose of simple linear regression is to forecast or predict systematically about what is most likely to happen in the future based on the information of the past and present-have for mistakes can be minimized. The data used are primary data obtained through questionnaires. Sample of 73 customers. The instruments used in data collection is by using the questionnaire method, documentation and interviews. While proving the hypothesis using a calculation by the classical assumption test, t test and f test. The results of this research using simple linear regression analysis which states that there is influence between margin pieces (muqashah ar-Ribhi), the equation Y = 19.060 + 0.345 X. Based on the results of testing the hypothesis with t test and F test shows significant value where t count> t table = 6.784 0.000 ˃1.666 with significant level of 0,000 less than 0.05. And the F test showed the value of Fcount ˃ Ftabel (46.027 ˃ 3.98) with the level of sig. Of as big as 0000. It can be concluded that simultaneously margin pieces (muqashah ar-Ribhi) has a significant effect on the customers' interest in utilizing financing murabaha at Bank Financing Shari’ah People (BPRS) Bhakti Sumekar (Case Study at the Branch Office Bluto Sumenep)

Pengaruh Potongan Margin (Muqashah Ar-Ribhi) Terhadap Minat nasabah dalam Memanfaatkan Pembiayaan Murabahah di Bank Pembiayaan Rakyat Syariah (BPRS) Bhakti Sumekar (Studi Kasus di Kantor Cabang Bluto Sumenep)

PT. BPRS Bhakti Sumekar Branch Bluto Sumenep is one of Bank Syari’ah Financing which functions as an intermediary that has its own the market in distributing financial products, namely the public and small businesses that need capital but in analyzing the customer worthy or not to be given financig by using the ratings analysis 5C to anticipate the risk of financing as doubted, less smooth and credit jammed. This type of research used in this research is quantitative research using using simple linear regression method where the purpose of simple linear regression is to forecast or predict systematically about what is most likely to happen in the future based on the information of the past and present-have for mistakes can be minimized. The data used are primary data obtained through questionnaires. Sample of 73 customers. The instruments used in data collection is by using the questionnaire method, documentation and interviews. While proving the hypothesis using a calculation by the classical assumption test, t test and f test. The results of this research using simple linear regression analysis which states that there is influence between margin pieces (muqashah ar-Ribhi), the equation Y = 19.060 + 0.345 X. Based on the results of testing the hypothesis with t test and F test shows significant value where t count> t table = 6.784 0.000 ˃1.666 with significant level of 0,000 less than 0.05. And the F test showed the value of Fcount ˃ Ftabel (46.027 ˃ 3.98) with the level of sig. Of as big as 0000. It can be concluded that simultaneously margin pieces (muqashah ar-Ribhi) has a significant effect on the customers' interest in utilizing financing murabaha at Bank Financing Shari’ah People (BPRS) Bhakti Sumekar (Case Study at the Branch Office Bluto Sumenep)

Exploring Job Satisfaction and Caring Behaviors among Critical Care Nurses: A Descriptive Analytic Study

Introduction: Caring behaviors are actions that prioritize the welfare of patients. Job satisfaction is one factor that can influence nurses\u27 caring behaviors, as nurses with higher job satisfaction tend to exhibit more positive caring behaviors.Objective: The study aimed to assess critical care nurses\u27 job satisfaction levels, explore the dimensions of their caring behaviors, investigate the relationship between their caring behaviors and job satisfaction, and identify the significant independent predictors of nurses\u27 job satisfaction and caring behavior in critical care units.Method: The study used a descriptive-analytic, correlational, cross-sectional research design. It was conducted at the critical care units of King Fahd Military Medical Complex in Saudi Arabia. A convenience sample of 112 registered nurses completed an online survey that included the Job Satisfaction Survey and the Caring Behavior Inventory.Results: The majority of respondents fall under the category of Ambivalent job satisfaction, constituting 67.9% of the total nurses. The analysis indicated a moderate job satisfaction level and a high caring behavior among critical care nurses. The study found a positive correlation between nurses\u27 job satisfaction and caring behaviors. Factors such as working hours, work unit, and years of experience were significantly associated with nurses\u27 job satisfaction. However, factors like operational procedures, co-worker relationships, nature of work, and working hours were significant predictors of nurses\u27 caring behavior.Conclusion: The study highlights the importance of addressing job satisfaction factors to enhance critical care nurses\u27 caring behaviors, which can ultimately improve patient outcomes. Strategies to enhance nurses\u27 job satisfaction and support their caring practices should be a priority for healthcare organization

Perilaku Deteksi Dini Kanker Serviks Pada Wanita Usia Subur Dengan Metode IVA: Literature Riview

Kanker serviks adalah keganasan yang terjadi di dalam leher Rahim/serviks dikarenakan adanya tumor ganas/karsinoma. Umumnya penyebab kanker serviks ini adalah human papilloma virus atau HPV. Salah satu problem kanker serviks yang sering terjadi saat ini adalah sepertiga dari kasus kanker serviks datang ke tempat pelayanan kesehatan sudah pada stadium lanjut, dimana kanker sudah menyebar ke organ–organ lain disekitar tubuh. Menurut data Kemenkes RI pada tahun 2018 tentang data rekapitulasi deteksi dini kanker serviks dengan IVA Test dari jumlah sasaran 37.415.483 hingga tahun 2017 jumlah pemeriksaan yaitu 3.040.116 dan cakupan pemeriksaan yaitu 2,978% (Andarwati, Indriani, and Sulistyaningsih 2020). Kurangnya informasi kesadaran wanita Indonesia untuk melakukan pemeriksaan IVA tes secara teratur masih rendah. Di Indonesia, cakupan deteksi dini terhadap kejadian kanker masih berada pada posisi kurang dari 5% sehingga banyak ditemukan kasus kanker leher rahim yang sudah memasuki stadium lanjut. (Rahma and Prabandari 2012). Tujuan penelitian ini adalah untuk mengetahui perilaku deteksi dini kanker serviks pada wanita usia subur dengan metrode IVA berdasarkan penelusuran literature.Penelitian ini merupakan penelitian kuantitatif dengan metode Cross Sectional dan literature riview atau studi pustaka. Bahan analisa terdiri dari 3 jurnal dalam Bahasa Indonesia yang dapat diakses full-text. Penelitian menggunakan 3 jurnal nasional yang menjelaskan tentang perilaku deteksi dini kanker serviks pada wanita usia subur dengan metode IV

PENGARUH JAMUR Trichoderma harzianum TERHADAP PERTUMBUHAN JAMUR Phytopthora nicotianae

Phytophora nicotianae merupakan jamur yang merusak tanaman tembakau terutama pada saat pembibitan. Gejala yang ditimbulkan penyakit lanas pada tembakau ini hampir mirip dengan penyakit busuk batang berlubang. Phytophora nicotianae ini hidup di dalam tanah dan dapat berpindah ke tanaman tembakau. Hujan dan kelembaban udara yang tinggi merupakan faktor terpenting yang turut mempengaruhi perkembangannya. Air merupakan media ataupun sarana yang sangat membantu penularan penyakit tersebut. Trichoderma harzianum merupakan jamur antagonis yang paling umum dijumpai di dalam tanah organik dan sering digunakan di dalam pengendalian hayati, baik terhadap pathogen tular-tanah atau rizofer maupun pathogen filosfer. Kemampuan jamur antagonis ini yang membuatnya telah banyak diformula dan dipasarkan dan kisaran inang pathogen tanaman yang luas juga menjadi salah satu pertaimbangan mengapa jamur ini banyak digunakan, selain oleh pertimbangan yang lain (Soesanto,2008:292). Penelitian dilaksanakan pada tanggal 9 Desember sampai 15 Desember 2011 di Laboratorium Proteksi Penelitian Tembakau Jember PTPN X (Persero) dengan tujuan mengetahui pengaruh jamur Trichoderma harzianum terhadap pertumbuhan jamur Phytophora nicotianae, merupakan penelitian in vitro yang dilakukan dengan cara mengantagoniskan secara langsung antara jamur Trichoderma harzianum dengan jamur Phytophora nicotianae. Waktu yang digunakan untuk penelitian adalah 156 jam, dimana dalam 156 jam tersebut akan diukur besar persentase penghambatan setiap 12 jamnya. Persentase penghambatan diukur berdasarkan pada Fokkema dan van der Meulen (1976) yaitu dengan mengukur jari-jari pada control dan jari-jari koloni jamur yang berhadapan dengan bakteri antagonis. Rancangan penelitian menggunakan Rancangan Acak Lengkap (RAL) dengan 3 kali ulangan. Analisis data dengan One-Way ANOVA menggunakan SPSS, dan untuk menguji perbedaan diantara semua pasangan perlakuan dilanjutkan dengan uji Duncan dengan α=0,05. Tujuan dari penelitian adalah menganalisis besar persentase penghambatan Trichoderma harzianum dalam menghambat . pertumbuhan jamur Phytophthora nicotinae. Berdasarkan hasil dan analisis yang diperoleh dapat disimpulkan bahwa Trichoderma harzianum sangat berpengaruh dalam menghambat pertumbuhan jamur Phytophthora nicotinae. Dari hasil yang diperoleh berdasarkan perlakuan yang telah dilakukan bahwa pada perlakuan yang pertama yaitu jamur Phytophthora nicotinae yang diinokulasikan secara bersamaan dengan jamur Trichoderma harzianum mendapatkan hasil jamur Trichoderma harzianum mampu menghambat pertumbuhan jamur Phytophthora nicotinae pada jam ke-84. Berdasarkan perlakuan yang kedua yaitu jamur Phytophthora nicotinae yang diinokulasikan sehari sebelum jamur Trichoderma harzianum mendapatkan hasil jamur Trichoderma harzianum mampu menghambat pertumbuhan jamur Phytophthora nicotinae pada jam ke-96 dan untuk perlakuan yang ketiga yaitu jamur Phytophthora nicotinae yang diinokulasikan sehari sesudah jamur Trichoderma harzianum mendapatkan hasil jamur Trichoderma harzianum mampu menghambat pertumbuhan jamur Phytophthora nicotinae pada jam ke-72. Berdasarkan hasil analisis yang telah dilakukan diketahui besar persentase penghambatan pertumbuhan jamur Phytophthora nicotinae oleh jamur Trichoderma harzianum pada perlakuan yang inokulasi secara bersamaan sebesar 74,03%, pada perlakuan Phytophthora nicotinae yang dinokulasi sehari sebelum Trichoderma harzianum sebesar 67,14%, dan pada perlakuan yang terakhir yaitu Phytophthora nicotinae yang dinokulasi sehari sesudah Trichoderma harzianum sebesar 77.25%

Pengaruh Potongan Margin (Muqashah Ar-Ribhi) Terhadap Minat nasabah dalam Memanfaatkan Pembiayaan Murabahah di Bank Pembiayaan Rakyat Syariah (BPRS) Bhakti Sumekar (Studi Kasus di Kantor Cabang Bluto Sumenep)

PT. BPRS Bhakti Sumekar Branch Bluto Sumenep is one of Bank Syari’ah Financing which functions as an <em>intermediary</em><em> </em>that has its own the market in distributing financial products, namely the public and small businesses that need capital but in analyzing the customer worthy or not to be given financig by using the ratings analysis 5C to anticipate the risk of financing as doubted, less smooth and credit jammed. This type of research used in this research is quantitative research using using simple linear regression method where the purpose of simple linear regression is to forecast or predict systematically about what is most likely to happen in the future based on the information of the past and present-have for mistakes can be minimized. The data used are primary data obtained through questionnaires. Sample of 73 customers. The instruments used in data collection is by using the questionnaire method, documentation and interviews. While proving the hypothesis using a calculation by the classical assumption test, t test and f test. The results of this research using simple linear regression analysis which states that there is influence between margin pieces (<em>muqashah ar-Ribhi</em>), the equation Y = 19.060 + 0.345 X. Based on the results of testing the hypothesis with t test and F test shows significant value where t _count&gt; t _table = 6.784 0.000 ˃1.666 with significant level of 0,000 less than 0.05. And the F test showed the value of F_count ˃ F_tabel (46.027 ˃ 3.98) with the level of sig. Of as big as 0000. It can be concluded that simultaneously margin pieces (<em>muqashah ar-Ribhi</em>) has a significant effect on the customers' interest in utilizing financing murabaha at Bank Financing Shari’ah People (BPRS) Bhakti Sumekar (Case Study at the Branch Office Bluto Sumenep)

REINTERPRETASI HADIST NABI TENTANG WANITA SEBAGAISUMBER FITNAH PERSPEKTIF TEORI GENERATIF TRANSFORMATIFNOAM CHOMSKY

Pentingnya memahami hadis secara kompleks menunjukkan dinamisasi teks yang memiliki spirit pada kemaslahatan. Artikel ini bertujuan melakukan reinterpretasi terhadap salah satu hadis yang secara tekstual seringkali melegalisasi eksistensi perempuan sebagai sumber fitnah.Upaya ini penting dilakukan mengingat posisi hadist sebagai sumber kedua (the second resource) dalam pondasi hukum Islam. Keotentikan serta kevalidan suatu hadist sangat penting untuk diteliti namun memahaminya dengan pemahaman yang benar adalah suatu yangsangat penting untuk mengetahui maksud dari suatu redaksi hadist. Kajian ini menggunakan teori generatif-transformatif yang dipelopori oleh Noam Chomsky yang menekankan untuk melihat pada susunan bahasa yang dibagi menjadi dua: pertama, deep structure atau struktur dalam dan kedua surface structure atau struktur luar. Artikel ini berkesimpulan bahwa kedua hadis ini memiliki kesamaan dan kemiripan akan tetapi memilki redaksi yang berbeda, baik berupa Expansion maupun Permutation. Kemudian As-Subki dalam memaknai hadis wanita adalah fitnah lebih menggunakan pendekatan deep structure. Sedangkan Ibnu Hajar dan Al-Qosthollani lebih menggunakan pendekatan surface structure, dan Al-Qordhowi lebih menggunakan deep structure dan surface structure