Influence of Job Satisfaction on Affective Commitment Among Bank Employees

This paper explores !he influence of job satisfaction towards level of affective commitment among bank employees. Influence of job satisfaction can be related to what the erripJoyees like or inspire quality that lies within bank employees that will lead to higheratfective commitment. It is extremely important for bank employees to have high level of job satisfaction in order for the bank: to have high productivity of employees and at the same time maintain the service standard as majority of the are facing customers on their day-to-day banking operations. Banking services is built on trust and also the level of standard etiquette provided by the bank. employees and the standard banking operations itself. Banks in Malaysia still usc employccs' functions to catcrthcir services to customers. In certain countries, the bank employees' usage is very minimal as compared to Malaysia's banking sector. Moreover, bank employees are very essential to the banking service since majority of them perfonn banking duties, credit administrntion. and' call centerpersonnels. Questionnaires were handed to bank employees in the northern states of Malaysia and were analysed using SPSS. Bank employees indicated job satisfaction was associated with their affective commitment. These findings further have an impact on bank employees and banks' top management

Leadership and Work-Related Attitude Among Bank Employees in Northern Region of Malaysia

This paper explores the bank employees’ leadership that associated with their work-related attitude. Moreover, it also examines the impact of bank employees’ leadership on their work-related attitude. The population of this study is the bank employees in the Northern Region of Malaysia. These bank employees are the respondents that receive a self-administered questionnaire for them to answer pertaining to their leadership and work-related attitude. Leadership Behavior Development Questionnaire (LBDQ-XII) is used to measure leadership; and work-related attitude is using questions by previous researchs. With a positive work-related attitude, the bank could gain and retain good and industrious employees in their work-related attitude whom will help the bank to achieve its mission, vision, and goals; in one word - “profit

Personality and Work Performance among Commercial Bank Employees in the Northern State of Malaysia

This study aimed to associate the personality of commercial bank employees whether there is an influence on their work performance. Employees of two commercial banks in the Northern State of Malaysia were randomly selected as respondents. This study employed self-administered questionnaires in obtaining knowledge on personality by using the Big Five Factor Model and work performance. Results indicated that personality had an effect on work performance. Interestingly, commercial bank employees indicated that they love to be at work. Moreover, they also indicated that their trait of being agreeableness could be a good indicator of the top management of having obedient employees

TRANFORMASI PERADILAN PADA MASA UMAR BIN ABDUL AZIZ

The renewal carried out by Umar bin Abdul Aziz in the judiciary is the Mazhalim court, whose object is the rulers, his family and himself. In this way the Mazhalim court initiated by Abdul Malik Bin Marwan has been very effective. Umar bin Abdul Aziz said "the implementation of hudud is the same as the implementation of other Shari'ah without exception but when it comes to eliminating the life of someone Umar bin Abdul Aziz ordered the Governors of all regions to seek his approval first.       The corruption trial was carried out by Umar bin Abdul Aziz in the practice of uniq and ijtihad especially. The act of corruption perpetrated by Yazid ibn Muhallab is not considered a thief because the treasure taken is the right of the people who are also his ( شبَ الو لك ) then Yazid bin Muhalab's hand is not cut but imprisoned until he can return the treasure he embezzled. In the court of Hisbah Umar bin Abdul Aziz has given the limits for animals such as donkeys and camels, which should not exceed 600 Ritl (272,15542 Kg). Umar bin Abdul Azizialso provided funds from the Baitul Mal for the marriage of married youths who were announced in the ceremony as in the market to foster morality of Muslims.Pembaharuan yang dilaksanakan oleh Umar bin Abdul Aziz dalam Peradilan adalah peradilan Mazhalim, yang objeknya adalah para penguasa, keluarganya dan dirinya sendiri. Dengan cara seperti ini yang diprakarsai oleh Abdul Malik Bin Marwan makin berjalan dengan sangat efektif. Umar bin Abdul Aziz mengatakan”pelaksanaan hudud sama dengan pelaksanaan syari‟at lainnya tanpa kecuali,akan tetapi   Umar bin Abdul Aziz memerintahkan para Gubernur di seluruh wilayah untuk meminta persetujuannya terlebih dahulu.  Pelaksanaan peradilan tipikor pun dilakukan oleh Umar bin Abdul Aziz dalam praktek yang uniq dan ijtihad yang teristimewa. Tindakan tipikor yang dilakukan olehYazid bin Muhallab tidak dianggap sebagai pencuri karena harta yang diambil merupakan   yang sebenarnya juga miliknya (شبَ الولك) maka tangannya Yazid bin Muhalab tidak dipotong akan tetapi dipenjarakan sampai ia bias mengembalikan harta yang digelapkannya itu.  Di Bidang peradilan Hisbah, Umar bin Abdul Aziz telah memberikan batasangkut bagi binatang-binatang seperti keledai dan onta, yang tidak boleh melebih 600 Ritl (272,15542 Kg).  Umar bin Abdul Aziz juga menyediakan dana dari Baitul Mal untuk pernikahan pemuda-pemuda yang berniat menikah yang diumumkan di keramaian seperti di pasar demi membina akhlak muslimin

Corporate reliance on bank loans: A case study on property and construction sectors in Malaysia / Bibiwana Asaari

The focus of this research study was the widespread use of bank borrowings by companies in 2 sectors namely property and construction sectors which are listed in Main Board of Bursa Malaysia, within 5 years period ranged from 2001 until 2005. The objectives of this research study consist -of 3 parts. Firstly, this research study has been conducted to overview those companies' reliance on bank loans as a source of financing. Therefore, two sets of Descriptive Statistics method have been used and the results suggested that, on average, bank loans acquired by both sectors constitute almost half of their outstanding debt. Secondly, this research study has been done to identify factors that might influent those companies' preferences on bank loans. In this respect, Multiple Regression method has been employed in order to test whether potential factors such as firms' size, age, leverage and interest rate would have significant influence on the companies' bank debt ratio. The result revealed that firms' age was one of the determinants of bank loans preference and it was positively related. Moreover, this study also observed that construction companies' leverage situation had a strong positive effect on its bank debt ratio. In contrast, property companies' leverage has been explained to be negatively related with its bank debt ratio. However, this research study failed to provide evidences showing firms' size and interest rate to have significant effect on both developers and contractors' decision to demand for bank loans as a source of financing. Lastly, this study also has been done to compare both sectors' reliance on bank loans and it was proven that actually, there was no significant difference of preferences on bank loans between the property and construction sectors in Malaysia during the period of 2001 until 200

Corporate reliance on bank loans: A case study on property and construction sectors in Malaysia / Bibiwana Asaari

The focus of this research study was the widespread use of bank borrowings by companies in 2 sectors namely property and construction sectors which are listed in Main Board of Bursa Malaysia, within 5 years period ranged from 2001 until 2005. The objectives of this research study consist of 3 parts. Firstly, this research study has been conducted to overview those companies' reliance on bank loans as a source of financing. Therefore, two sets of Descriptive Statistics method have been used and the results suggested that, on average, bank loans acquired by both sectors constitute almost half of their outstanding debt. Secondly, this research study has been done to identify factors that might influent those companies' preferences on bank loans. In this respect, Multiple Regression method has been employed in order to test whether potential factors such as firms' size, age, leverage and interest rate would have significant influence on the companies' bank debt ratio. The result revealed that firms' age was one of the determinants of bank loans preference and it was positively related. Moreover, this study also observed that construction companies' leverage situation had a strong positive effect on its bank debt ratio. In contrast, property companies' leverage has been explained to be negatively related with its bank debt ratio. However, this research study failed to provide evidences showing firms' size and interest rate to have significant effect on both developers and contractors' decision to demand for bank loans as a source of financing. Lastly, this study also has been done to compare both sectors' reliance on bank loans and it was proven that actually, there was no significant difference of preferences on bank loans between the property and construction sectors in Malaysia during the period of 2001 until 2005

DAMPAK SISTEM INFORMASI AKUNTANSI DAN INOVASI TERHADAP KINERJA KEUANGAN USAHA MIKRO KECIL MENENGAH KULINER KABUPATEN BOGOR

Penelitian ini bertujuan untuk mengetahui dan menganalisis Pengaruh Sistem Informasi Akuntansi dan Inovasi terhadap Kinerja Keuangan UMKM, Studi kasus pada UMKM Kuliner Kabupaten Bogor. Dalam penelitian ini terdapat dua variabel bebas dan satu variabel terikat yaitu Sistem Informasi Akuntansi (X1) dan Inovasi (X2) terhadap Kinerja Keuangan UMKM (Y). Populasi dalam penelitian ini adalah pemilik UMKM sebanyak 125 UMKM. Teknik penentuan sampel dalam penelitian ini adalah menggunakan complete enunecarition atau metode sensus. Data yang digunakan dalam penelitian ini adalah data primer dari hasil penyebaran kuesioner. Metode analisis data dalam penelitian adalah uji validitas dan realibilitas, Asumsi Klasik yang terdiri dari Uji normalitas dan Uji Multikolinieritas. Alat analisis dalam penelitian ini dengan menggunakan Analisis Regresi Linear Berganda dengan program SPSS for Windows versi 22. Hasil penelitian menunjukkan bahwa variabel Sistem Informasi Akuntansi dan Inovasi secara parsial tidak berpengaruh positif dan signifikan terhadap Kinerja Keuangan UMKM kuliner kabupaten Bogor