Persepsi nasabah terhadap kualitas pelayanan pada bank Muamalat cabang pembantu Sampit

Penelitian ini membahas mengenai persepsi nasabah terhadap kualitas pelayanan pada Bank Muamalat Cabang Pembantu Sampit, beranjak dari tiga rumusan masalah yaitu: (1) bagaimana cara Bank Muamalat Cabang Pembantu Sampit dalam peningkatan kualitas pelayanan bagi nasabah, (2) apa saja kendala Bank Muamalat Cabang Pembantu Sampit dalam memberikan pelayanan kepada nasabah, (3) bagaimana persepsi nasabah terhadap kualitas pelayanan Bank Muamalat Cabang Pembantu Sampit. Penelitian ini merupakan penelitian lapangan, menggunakan pendekatan kualitatif deskriptif. Adapun objek penelitian ini adalah persepsi nasabah terhadap kualitas pelayanan Bank Muamalat Cabang Pembantu Sampit dan subjek penelitian ini adalah nasabah, manager dan karyawan Bank Muamalat Cabang Pembantu Sampit. Metode pengumpulan datanya dengan cara wawancara, observasi, dan dokumentasi. Untuk pengabsahan data menggunakan trianggulasi sumber. Teknik analisis data ada tiga yaitu: reduksi data, penyajian data dan penarikan kesimpulan serta verifikasi. Hasil penelitian ini menunjukkan bahwa cara Bank Muamalat Cabang Pembantu Sampit dalam peningkatan kualitas pelayanan yaitu dengan menerapkan standar operasional prosedur yang ada di Bank Muamalat Cabang Pembantu Sampit. Namun dalam penerapannya pasti terdapat kendala- endala dalam memberikan pelayanan kepada nasabah. Terlepas dari hal tersebut Bank Muamalat Cabang Pembantu Sampit tetap memberikan pelayanan yang baik dan memuaskan kepada nasabahnya. Selain itu juga hal ini dapat dirasakan nasabah Bank Muamalat Cabang Pembantu Sampit yang tetap nyaman dan senang dalam melakukan transaksi di bank tersebut

PENGARUH VARIASI BEBAN DINDING DAN PELAT LANTAI DARI BATAFOAM DAN BETON RINGAN BUSA TERHADAP PORTAL DAN BERAT TOTAL BANGUNAN PADA RUMAH SUSUN BERTINGKAT DELAPAN

Banda Aceh termasuk daerah dengan tingkat resiko gempa yang cukup tinggi. Struktur yang direncanakan di Kota Banda Aceh harus memiliki ketahanan gempa. Pembangunan vertikal seperti rumah susun dapat mengakibatkan beban gempa yang ditimbulkan oleh bangunan tersebut besar. Dinding dan pelat lantai mempunyai volume yang besar dari rumah susun. Bahan dinding yang biasanya digunakan pada pembangunan rumah susun adalah bata merah (1?2 batu) dengan berat = 250 kg/m2, dan bahan pelat lantai biasanya digunakan adalah beton normal dengan SG 2,4. Alternatif pergantian batafoam sebagai dinding berat = 100 kg/m2 dan beton ringan busa SG 1,8 sebagai pelat lantai diharapkan dapat mengurangi berat bangunan. Pada perencanaan ini direncanakan sebuah rumah susun bertingkat delapan dengan 2 variasi. variasi 1 yaitu gedung yang menggunakan dinding bata merah dan pelat lantai menggunakan beton konvensional dan variasi 2 ialah gedung yang menggunakan batafoam sebagai dinding dan pelat lantai menggunakan beton ringan busa dan floordeck. Tujuan perencanaan ini adalah untuk mengetahui berapa besar pengaruh berat struktur kolom dan balok, berat tulangan kolom dan balok, porsi gaya geser dasar yang dipikul, berat sistem struktur, dan perbandingan rasio gaya geser terhadap berat struktur akibat dari pergantian antara dinding bata merah dan pelat lantai menggunakan beton konvensional dengan dinding batafoam dan pelat lantai yang menggunakan beton ringan busa. Rumah susun yang direncanakan berukuran 40 x 14,5 m2 dan tinggi 32 meter (delapan lantai) pada tanah sedang di Kota Banda Aceh. Analisis struktur dilakukan menggunakan program ETABS 9.7.4. Kolom pada variasi 2 mengalami reduksi hingga 22,48 % dibandingkan pada variasi 1, dan reduksi juga terjadi pada balok hingga 14,58 %. Variasi 2 mampu mereduksi penulangan pada kolom sebesar 25,41 %. dan pada balok sebesar 20,51 %. Berat total struktur variasi 1 adalah 4099,13 ton dan variasi 2 adalah 3196,55 ton, selisih persentase berat variasi 2 terhadap variasi 1 adalah 22,11%. Pengurangan massa pada dinding dan pelat lantai sangat efektif untuk mengurangi beban gempa pada struktur, hal ini ditunjukkan oleh rasio gaya geser terhadap berat struktural pada variasi 2 (0,3990) lebih kecil dibandingkan rasio pada variasi 1 (0,4732)

Model Berbasis Ekstraksi Untuk Analisis Gaya Berjalan

Berjalan merupakan salah satu gerak tubuh yang sehari-hari dilakukan oleh manusia, walaupun gerakan ini terlihat begitu sederhana yakni hanya dengan melangkahkan kaki namun untuk melakukan langkah demi langkah seluruh parameter- parameter yang ada saling bekerja sama menghasilkan gerakan yang cukup kompleks. Seiring dengan perkembangan zaman, analisis gerak kini telah menggunakan berbagai perangkat teknologi guna mendapatkan model-model yang nantinya dapat digunakan dalam berbagai bidang penerapannya. Posisi menopang (stance) dan posisi mengayun (swing) pada saat berjalan akan terus dilakukan berulang kali hingga subjek mencapai posisi yang diinginkan disebut siklus gaya berjalan (gait cycle). Analisis siklus berjalan mulai dari fase intial condition hingga terminal wing berguna untuk mengenali pola gerak berjalan normal dan mengidentifikasi gaya berjalan manusia (Gait Recognition) Pengembangan model gerak berdasarkan proses ekstraksi yang digunakan untuk mengkombinasi dua struktural dan datanya dianalisa untuk kemampuan recognition. Hirarki bentuk dan gerak diperlukan untuk menghasilkan komputasi yang relatif sederhana, yang mana batasan anatomi dalam hirarki tersebut digunakan untuk mengekstraksi parameter bagian tubuh yang tetap. Rata-rata data gaya berjalan digunakan untuk membuat rancangan model gerak gaya berjalan, yang disesuaikan untuk mencocokkan ke masing-masing subjek. Pendekatan yang dilakukan adalah dengan mengevaluasi database gaya berjalan yang besar, yang terdiri dari 4824 urutan dari 115 subjek yang ada, dengan menunjukkan ekstraksi gaya berjalan dan kemampuan deskripsi di laboratorium dan pengambilan di kondisi dunia nyata. Hasil dari analisis statistik parameter ekstraksi gaya berjalan, menunjukkan bahwa sebagian besar potensi pengenalan terletak pada parameter-parameter bentuk statik (tetap) dan frekuensi gaya berjalan (irama)

A study of nutrient metabolism in soils at high moisture levels

Imperial Users onl

Fatal and non-fatal injury outcomes: results from a purposively sampled census of seven rural subdistricts in Bangladesh

Background 90% of the global burden of injuries is borne by low-income and middle-income countries (LMICs). However, details of the injury burden in LMICs are less clear because of the scarcity of data and population-based studies. The Saving of Lives from Drowning project, implemented in rural Bangladesh, did a census on 1·2 million people to fill this gap. This Article describes the epidemiology of fatal and non-fatal injuries from the study. Methods In this study, we used data from the baseline census conducted as part of the Saving of Lives from Drowning (SoLiD) project. The census was implemented in 51 unions from seven purposively sampled rural subdistricts of Bangladesh between June and November, 2013. Sociodemographic, injury mortality, and morbidity information were collected for the whole population in the study area. We analysed the data for descriptive measures of fatal and non-fatal injury outcomes. Age and gender distribution, socioeconomic characteristics, and injury characteristics such as external cause, intent, location, and body part affected were reported for all injury outcomes. Findings The census covered a population of 1 169 593 from 270 387 households and 451 villages. The overall injury mortality rate was 38 deaths per 100 000 population per year, and 104 703 people sustained major non-fatal injuries over a 6-month recall period. Drowning was the leading external cause of injury death for all ages, and falls caused the most number of non-fatal injuries. Fatal injury rates were highest in children aged 1–4 years. Non-fatal injury rates were also highest in children aged 1–4 years and those aged 65 years and older. Males had more fatal and non-fatal injuries than females across all external causes except for burns. Suicide was the leading cause of injury deaths in individuals aged 15–24 years, and more than 50% of the suicides occurred in females. The home environment was the most common location for most injuries. Interpretation The burden of fatal and non-fatal injuries in rural Bangladesh is substantial, accounting for 44 050 deaths and 21 million people suffering major events annually. Targeted approaches addressing drowning in children (especially those aged 1–4 years), falls among the elderly, and suicide among young female adults are urgently needed to reduce injury deaths and morbidity in Bangladesh

Mapping Opportunities to Increase Productivity in Coastal Bangladesh

The Ganges Basin Development Challenge (GBDC) Program of the CGIAR Challenge Program for Water and Food is focusing on improving livelihoods and increasing productivity sustainably in the coastal polder zone, and has developed and tested innovative cropping systems and water management practices suited to the local conditions.Before a new cropping system can be recommended, it is important to identify its “extrapolation domain,” which determines where it could be successful

Investigation of the sensitivity of human arm to small interaction forces during physical human-robot interaction (pHRI)

“Understanding the human motor control strategy during physical interaction tasks is crucial for developing future robots for physical human-robot interaction (pHRI). Effective pHRI depends on humans communicating their intentions for movement with robots. In physical human-human interaction (pHHI), small interaction forces are known to convey their intent between the partners. It is speculated that small interaction forces contain significant information to convey the movement intention of pHHI. However, the mechanism underlying this interaction strategy is largely unknown. Hence, the aim of this work was to investigate what affects humans’ sensitivity to the interaction forces. The hypothesis was that small interaction forces are sensed through the movement of the arm and result in proprioceptive signals. A pHRI setup was used to provide small interaction forces to the seated participants’ hands, and the participants were asked to identify the direction of the push while blindfolded. The result showed that participants’ abilities to correctly report the direction of the small interaction force were lower with low interaction force and a high level of muscle contraction. In particular, the sensitivity to the interaction force direction increased with the radial displacement of the participant’s hand from the initial position and when the misalignment of human arm movement with respect to the force direction was lower. The estimated stiffness of the arm varied with the level of muscle contraction and robot interaction force. These results suggested that humans’ may benefit from a lower arm stiffness to detect small interaction forces. The outcomes of this work will help future researchers tailor the development of robotic systems for effective pHRI”--Abstract, page iv

القياس اللغوي: تطوّر معناه في الدراسة العربية

Qiyas (analogy) is considered as one of the important methods in which Arabic is developed in the early centuries. It serves as the base or source of the new words or structures which are not found earlier in Arabs daily speeches. The scholars utilized it as a tool to separate the authentic ones of Arab words from many of those had been witnessed only by few. Qiyas across the ages has evolved in stages. The practice of qiyas by early scholars does not mean the same by the late ones. This research attempts to reveal the nature of qiyas; its definitions, stages of its development and its importance in the development of the Arabic language. This research is descriptive analytical research which the researcher tries to describe the definition of qiyas among Arabic scholars across the ages and the evolution of its meaning and the way scholars use it in their linguistic explanations in developing of linguistic subjects

Persistence and Transformation in the Eastern Hindu Kush : A Study of Resource Management Systems in Mehlp Valley, Chitral, North Pakistan

In the vogue of modernisation and economic integration of the peripheral and remote areas, the whole society in Odier, together with its centuries'-old traditional practices, is at a crossroads. In this transitional process, induced by a monetary economy and changing interdependencies, the reciprocal and collective subsistence strategies are under huge pressure. In the pre-modern Situation of joblessness and ready availability of labour force, the old practice of sharing physical labour in co-operative activities was relatively easy, compared to sharing money, which is always very difficult to earn, with others. However, the availability of financial capital in the village - as a result of foreign remittances and the possibility of borrowing money for a long-term period without interest - are easing the ever-increasing indebtedness of the villagers to a great extent. With the high influx of industrial goods, access to an education system lacking in practical training and the rapid increase in out-migration from this village, both cottage industries and indigenous skills are losing ground. More and more young people of this village are being exposed to new ideas that are, to a great extent, irrelevant to their biophysical environment and prevailing way of life. Consequently, the new generation is not the least interested in, or ready to accept, the traditional livelihood mechanisms, and prefers propagating an individualistic way of life. With the passage of time, this individualistic trend is becoming quite visible in the daily life of the households, thus increasing the stress on poor families, although many agro-pastoral activities and infrastructure maintenance responsibilities are still performed by centuries'-old suprahousehold organisations. Most of the new innovations and infrastructure management practices, such as road maintenance and Operation of the threshing machine, are still following the old models of labour sharing and co-operation. Nevertheless, the delegation of some responsibilities, such as the burial system, to decentralised low-level organisations (clans), and the decreasing effectiveness of conflict-resolution mechanisms at the local level are hitting the poor and minor clan groups of the village very hard. Land development, seasonal out-migration and school attendance have already changed the domain and division of labour in the village to a high degree. Simultaneously pressure on the available natural resources is growing at an accelerated rate with the increasing animal and human population. Nevertheless, with the introduction of new infrastructures and communal arrangements, the managerial capacities, as well as different forms of interdependencies and collective responsibilities among the villagers are increasing. This trend is encouraging for the collective sustenance of the households, although there have been some negative impacts on the old Systems of mutual help and co-operation in the recent years. Nevertheless, the importance of common-property resources is still felt. Despite many innovations and social constraints, the traditional common-property resource management Systems are still intact. These Systems are still functioning as a main binding factor for the Community and providing a hope for future sustainability and conservation of the natural-resource base in the village