KEWENANGAN OTORITAS JASA KEUANGAN MENGENAI KEBIJAKAN MIKROPRUDENSIAL

ABSTRAK Kewenangan Otoritas Jasa Keuangan Mengenai Kebijakan Micro-prudential Terbentuknya Lembaga Otoritas Jasa Keuangan (OJK) melalui Undang-Undang No. 21 Tahun 2011 memiliki kewenangan yang begitu luas yaitu mengawasi seluruh lembaga keuangan baik perbankan maupun non bank. Namun demikian, ada kewenangan khusus OJK sebagaimana diatur dalam Pasal 7 Undang-Undang No. 21 Tahun 2011 yang membagi tugas pengawasan di bidang perbankan antara Lembaga OJK di bidang micro-prudential dan Bank Indonesia (BI) di bidang makroprudensial, sehingga memunculkan permasalahan yaitu apa yang dimaksud dengan kewenangan kategori micro-prudential dalam Pasal 7 UU OJK, karena pasal tersebut tidak menyebutkan pemahaman secara jelas mengenai micro-prudential. Permasalahan selanjutnya adalah apa akibat hukum yang ditimbulkan dari kewenangan OJK mengenai kebijakan micro-prudential. Dalam penulisan tesis ini menggunakan metode penelitian yuridis normatif yaitu berupa pendekatan konseptual (conceptual approach), pendekatan undang-undang (satatute approach), pendekatan komparatif (comparative approach). Kewenangan dari Pasal 7 mengenai micro-prudential adalah pertama pengaturan dan pengawasan mengenai kelembagaan bank, kedua pengaturan dan pengawasan mengenai kesehatan bank, ketiga pengaturan dan pengawasan mengenai aspek kehati-hatian bank dan yang terakhir adalah pemeriksaan bank, sedangkan untuk pengertian micro-prudential adalah lebih mengarah kepada perkembangan dalam individu lembaga keuangan dengan lebih menaruh perhatian pada problem individual lembaga keuangan dalam hal ini adalah melindungi kepentingan para deposan, tujuannya adalah untuk mencegah terjadinya krisis pada individu suatu lembaga keuangan yang dapat merugikan nasabah atau investor serta mencegah terjadinya risiko sistemik. Akibat hukum yang ditimbulkan dari kebijakan mikroprudensial adalah pengalihan fungsi pengawasan perbankan dari BI kepada OJK maka perlu dilakukan harmonisasi dan sinkronisasi antara BI dan Lembaga OJK, selain itu pemahaman mengenai micro-prudential harus lebih di jelaskan dan diberikan definisi secara jelas dalam UU OJK untuk menjamin adanya kepastian hukum khususnya menyangkut masalah kewenangan. Kata Kunci :Kewenangan OJK, Kebijakan Micro-prudential, akibat huku

The Potential for Student Performance Prediction in Small Cohorts with Minimal Available Attributes

The measurement of student performance during their progress through university study provides academic leadership with critical information on each student’s likelihood of success. Academics have traditionally used their interactions with individual students through class activities and interim assessments to identify those “at risk” of failure/withdrawal. However, modern university environments, offering easy on-line availability of course material, may see reduced lecture/tutorial attendance, making such identification more challenging. Modern data mining and machine learning techniques provide increasingly accurate predictions of student examination assessment marks, although these approaches have focussed upon large student populations and wide ranges of data attributes per student. However, many university modules comprise relatively small student cohorts, with institutional protocols limiting the student attributes available for analysis. It appears that very little research attention has been devoted to this area of analysis and prediction. We describe an experiment conducted on a final-year university module student cohort of 23, where individual student data are limited to lecture/tutorial attendance, virtual learning environment accesses and intermediate assessments. We found potential for predicting individual student interim and final assessment marks in small student cohorts with very limited attributes and that these predictions could be useful to support module leaders in identifying students potentially “at risk.”.Peer reviewe

Healthy universities: an example of a whole-system health-promoting setting

The health-promoting settings approach is well established in health promotion, with organisational settings being understood as complex systems able to support human wellbeing and flourishing. Despite the reach and evident importance of higher education as a sector, ‘healthy universities’ has not received high-level international leadership comparable to many other settings programmes. This study explores how the concept of a healthy university is operationalised in two case study universities. Data collection methods included documentary analysis, observation field notes and semi-structured interviews with staff and students. Staff and students understood the characteristics of a healthy university to pertain to management processes relating to communication and to a respectful organisational ethos. Enhancers of health and wellbeing were feeling valued, being listened to, having skilled and supportive line managers and having a positive physical environment. Inhibitors of health and wellbeing were having a sense of powerlessness and a lack of care and concern. The concept of the healthy university has been slow to be adopted in contrast to initiatives such as healthy schools. In addition to challenges relating to lack of theorisation, paucity of evidence and difficulties in capturing the added value of whole-system working, this study suggests that this may be due to both their complex organisational structure and the diverse goals of higher education, which do not automatically privilege health and wellbeing. It also points to the need for a wholeuniversity approach that pays attention to the complex interactions and interconnections between component parts and highlights how the organisation can function effectively as a social system

Shifting landscapes: from coalface to quick sand? Teaching geography, earth and environmental sciences in UK higher education

In this paper we examine contemporary academic working lives, with particular reference to teaching-only and teaching-focused academics. We argue that intensification in the neoliberal university has significantly shifted the structure of academic careers, while cultural stories about those careers have not changed. We call for academics to re-examine our collective stories about standard academic career paths. Challenging the stories and making visible the ways that they create and multiply disadvantage is a crucial step in expanding the possibilities for academic identities and careers. The paper begins by describing teaching-focused academics within the context of the wider workforce. We then draw on narratives of those in these roles to illustrate the processes that (re)inscribe their marginalisation. We uncover the gendering of the teaching-focused academic labour market. We end the paper by suggesting interventions that all academics can take and support to address the issues we highlight

Growth and Diversification of Doctoral Education in the United Kingdom

The chapter analyses the growth in numbers of doctoral students and doctoral degrees awarded in the United Kingdom in recent years and develops two arguments related to this growth. First, doctoral education and training no longer serve almost exclusively the reproduction of the academic profession but provide a highly qualified workforce for the knowledge-intensive sectors of society. Second, due to the growth in the numbers, motives and purposes for obtaining a doctoral degree have diversified leading to the development of new routes towards a doctorate and an expansion in the types of doctoral degree. The United Kingdom is probably the European country with the highest degree of diversity in terms of doctoral degree types, and the most important ones are briefly described in the chapter. This second part will also include a brief discussion of nonacademic labour markets for doctoral degree holders. A third part of the chapter will look at the extended policy field into which doctoral education and training have increasingly been embedded in recent years. Given the fact that doctoral degree holders are a valuable resource (e.g. in human capital terms) for various economic sectors of the knowledge society, their education and training is no longer considered to be exclusively an academic affair. Instead, it is increasingly managed at institutional level and guided by policy processes at national and – at least in Europe – at supranational level. The fourth and final part of the chapter will discuss the question of the growing divergence or growing convergence in doctoral education and training. It is assumed that, despite the growing diversity of pathways and doctoral degree types, there is also some convergence at play – at least at the European level – in so far as quality assurance, definitions of skills and qualifications as well as procedures for the examination and award of degrees are increasingly subject to standards, rules and regulations defined by the European network of quality assurance agencies. It remains to be seen whether the exit of the United Kingdom from the European Union will have an impact on, or even reverse, this trend

The translation of idiomatic expressions in Stephenie Meyer’s novels: Twilight and breaking dawn from English into Indonesian

Every country has their own language to communicate each other. It means language is a connector to convey their thoughts and feelings. The diversity of language in the world has made translation enable people to communicate each other and convey their thought and feeling. A language can be understood by the other language users by way of translation studies, including how to understand idiomatic expressions which are often found in movie, novel, short story, and so on. Based on that statement, this research focused on the translation of idiomatic expressions in Twilight and Breaking Dawn novels by Stephenie Meyer. This research can be formulated into two problems. First are the types of idiomatic expressions in the novels based on Todd’s theory. Second is the translation strategies are used in translating idiomatic expressions in the novels based on Baker’s theory. The method used in this research is descriptive qualitative method. The method contains of identification, classification and description of the data. The data took from Twilight and Breaking Dawn novels, either in English version and Indonesian version by using purposive sampling and analyzed data by categorizing into the types of idioms based on Todd’s theory and used the theory of Baker for the strategy of translation. The results of the research showed that there are four types of idiomatic expressions in Twilight and Breaking Dawn novels, first type is Non-literal idiom, second type is Semi-Transparent idiom, third type is Totally Opaque, and the last is Comparative and Superlative degrees. And for the translation strategies the result is there are using an idiom of similar meaning form, using an idiom of similar meaning but dissimilar form, translation by paraphrase, and translation by omissions

STABILITAS EMOSI ATLET FUTSAL SMPN 4 KOTA SERANG PADA SAAT PERTANDINGAN

Penelitian ini dilatarbelakangi pada permasalahan terkait tingkat emosi seorang yang mengalami perubahan dari waktu ke waktu tergantung pada tekanan mental yang mereka hadapi atlet pada saat itu, emosi menandai perasaan yang kuat, biasanya adalah dorongan untuk membentuk perilaku tertentu. Terdapat masalah pada saat pertandingan yang berhubungan dengan stabilitas emosi yaitu tensi tinggi pada pertandingan, benturan pada saat pertandingan, mood atau kondisi mental dan fisik atlet pada saat pertandingan berlangsung. Tujuan dalam penelitian ini dilakukan untuk mengetahui bagaimana stabilitas emosi atlet SMPN 4 Kota Serang pada saat bertanding dilapangan. Jenis penelitian yang digunakan merupakan penelitian deskriptif kuantitatif. Jumlah subjek dalam penelitian ini sebanyak 30 orang. Teknik pengumpulan data dalam penelitian ini menggunakan metode survei dan menggunakan angket. Berdasarkan hasil penelitian ini maka dapat ditarik kesimpulan bahwa stabilitas atlet futsal SMPN 4 Kota Serang pada saat pertandingan termasuk pada kategori “Kurang Stabil” dengan rata-rata nilai 69,26%, karena hasil presentase pada interval ≤90%. Jika hasil presentase pada interval ≥90-97% dinyatakan “stabil”, dan jika hasil presentase pada interval ≥97% maka dinyatakan “sangat stabil”.Kata kunci: Stabilitas emosi, emosi, futsa

LAPORAN INDIVIDU KEGIATAN PRAKTIK PENGALAMAN LAPANGAN (PPL) UNIVERSITAS NEGERI YOGYAKARTA DI SMP NEGERI 3 MAGELANG

Praktik Pengalaman Lapangan (PPL) Universitas Negeri Yogyakarta semester khusus 2016 yang berlokasi di SMP N 3 Magelang telah dilaksanakan oleh mahasiswa pada tanggal 15 Juli 2016 sampai 15 September 2016. Kelompok PPL di lokasi ini terdiri dari 10 mahasiswa dari berbagai prodi yang berbeda di Universitas Negeri Yogyakarta. Selama kegiatan PPL, praktikan melakukan praktik mengajar mandiri dan terbimbing di satu kelas, yaitu kelas VII G & VII H untuk mata pelajaran Prakarya. Dari keseluruhan praktik mengajar praktikan melakukan praktik mengajar sebanyak 14 kali tatap muka 7 kali pertemuan. Selama PPL, praktikan juga menyusun program- program agar pelaksanaan PPL berjalan dengan lancar. Secara umum, program- program yang telah direncanakan dapat berjalan dengan baik dan lancar. Praktikan telah berusaha untuk menekan semua hambatan yang terjadi selama melaksanakan program kerja, sehingga program tersebut akhirnya berhasil dilaksanakan. Munculnya hambatan selama pelaksanaan kegiatan merupakan hal yang wajar. Praktikan berharap, semoga laporan ini dapat bermanfaat bagi semua pihak yang terkait

Employment and earning differences in the early career of ethnic minority British graduates: the importance of university career, parental background and area characteristics

Ethnic minorities in the U.K. are more likely than the white majority to gain university qualifications, but experience worse labour market outcomes on average. This paper compares employment and earnings of British graduates from ethnic minorities to those of white British graduates to analyse whether ethnic labour market differences exist among the highly qualified, and whether they can be explained by differences in parental background, local area characteristics or differences in university careers. These factors account for a substantial part of persistent ethnic differences in earnings, but explain very little of the differences in employment. Compared to the literature estimating ethnic labour market inequalities on people with any level of qualification, we find smaller ethnic differences in employment and almost no differences in earnings among graduates entering the labour market. The results are robust to various changes in model specification

PENGARUH PRAKTIK MANAJEMEN SUMBER DAYA MANUSIA TERHADAP KINERJA KARYAWAN: STUDI PADA BCA KCU SOLO SLAMET RIYADI

Penelitian ini dilakukan untuk tujuan mengetahui pengaruh praktik sumber daya manusia terhadap kinerja karyawan. Penelitian ini berfokus pada BCA KCU Solo Slamet Riyadi. Data yang digunakan adalah informasi yang diperoleh dengan menyebarkan kuesioner melalui Google Form. Data yang diperoleh sebanyak 70 responden. Metode analisis yang digunakan adalah analisis regresi berganda. Alat analisis yang digunakan adalah SPSS. Hasil penelitian menunjukkan bawa kompensasi dan tunjangan berpengaruh terhadap kinerja karyawan, kebijakan kehidupan kerja berpengaruh terhadap kinerja karyawan, penilaian kerja berpengaruh terhadap kinerja karyawan, kemudian pelatihan dan pengembangan berpengaruh terhadap kinerja karyawa