382 research outputs found

    ANALISIS PENGARUH PEMBIAYAAN MURABAHAH DAN PEMBIAYAAN MUSYARAKAH TERHADAP RETURN ON ASSETS (ROA) (StudiKasus BMT Al-Falah Cirebon)

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    Halimatul Zahro:“Analisis Pengaruh Pembiayaan MurabahahDan Pembiayaan MusyarakahTerhadap Return On Assets (ROA) pada BMT Al-Falah Cirebon. Tujuan penelitian ini adalah untuk mengetahui secara parsial pengaruh pembiayaan murabahah terhadap Return On Assets (ROA)di BMT Al-Falah, untuk mengetahui secara parsial pengaruh pembiayaan musyarakahReturn On Assets (ROA) di BMT Al-Falah, dan untuk mengetahui secara simultan pengaruh pembiayaan murabahah dan pembiayaan musyarakah terhadap Return On Assets (ROA) di BMT Al-Falah Cirebon. Untuk mengolah datadalam penelitian ini menggunakan program SPSS 17.0. Pendekatan yang digunakan dalam penelitian ini adalah pendekatan kuantitatif, teknik pengumpulan datanya melalui studi dokumentasi dengan menelaah dokumen-dokumen yang berkaitan dengan penelitian yaitu laporan keuangan periode Januari 2009 sampai Juni 2011 BMT Al-Falah Cirebon, wawancara tidak terstruktur dan studi kepustakaan. Alat statistik yang digunakan dalam penelitian ini adalah uji normalitas, uji asumsi klasik (multikolinearitas, heterokedastisitas, autokorelasi), analisis statistik, analisis regresi ganda, koefisien determinasi. Berdasarkan hasil penelitian dapat diketahui bahwa secara parsial pengaruhpembiayaan murabahah terhadap Return On Assets (ROA) terdapat pengaruh yang positif, hasil yang diperoleh dari pengujian hipotesis dengan nilai thitung lebih besar dari ttabel (3.168>1.703), pengaruh pembiayaan musyarakah terhadap Return On Assets (ROA) tidak terdapat pengaruh, hasil yang diperoleh dari pengujian hipotesis dengan nilai thitunglebih besar dari ttabel (0,398 > 3.354), serta secara simultan pengaruh pembiayaan murabahah dan pembiayaan musyarakah terhadap Return On Assets (ROA) terdapat pengaruh positif, hasil yang diperoleh dari pengujian hipotesis dengan nilai Fhitung lebih besar dari Ftabel (5.595 > 3.354). Dari uji determinasi diperoleh hasil perhitungan sebesar 29,3%, hal tersebut membuktikan bahwa pengaruh pembiayaan murabahah dan pembiayaan musyarakah terhadap Return On Asets (ROA) sebesar 29,3%, selebihnya ditentukan oleh faktor lain. Kata kunci :pembiayaan murabahah, pembiayaan musyarakah, Return On Assets (ROA)

    Hubungan antara penguasaan Matematik di peringkat sekolah menengah dengan pencapaian akademik pelajar Kejuruteraan Mekanikal (Pembuatan) di Politeknik Johor Bahru

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    Kajian ini menumpukan kepada hubungan antara penguasaan matematik di peringkat sekolah menengah yang diukur berdasarkan kepada gred matematik Sijil Pelajaran Malaysia dengan pencapaian akademik pelajar kejuruteraan mekanikal di politeknik. Tujuan kajian adalah melihat sejauhmana wujudnya hubungkait antara penguasaan matematik dengan pencapaian akademik pelajar dalam bidang kejuruteraan mekanikal di samping melihat sejauhrnana tahap pengusaan matematik pelajar yang memasuki bidang tersebut. Selain itu penyelidikan tertumpu kepada keperluan suatu set pengukuhan dalam memperbaiki penguasaan matematik pelajar. Kajian dijalankan ke atas 39 orang pelajar Diploma Kejuruteraan Mekanikal (Pembuatan) dan 10 orang pensyarah di labatan Kejuruteraan Mekanikal. Keseluruhan data kajian telah dianalisis menggunakan perisian Statistical Package for Social Sciences (SPSS) ver 10.0 dengan .-. membuat pengiraan peratusan, skor min dan korelasi. Dapatan kajian menunjukkan wujudnya perkaitan antara penguasaan matematik di peringkat menengah dengan pencapaian akademik pelajar Kejuruteraan Mekanikal di PJB. Dengan itu dapat dirumuskan bahawa penguasaan matematik di peringkat menengah mempengaruhi pencapaian akademik pelajar kejuruteraan mekanikal. Beberapa cadangan dikemukakan untuk menjadi panduan untuk kajian selanjutnya

    ANALISIS PEMBACAAN HEURISTIK DAN HERMENEUTIK PUISI KARYA AGIL RAHARDIK VIANTO DAN NATALIA NOPIA DALAM ANTOLOGI LUMBUNG (2016) SERTA RELEVANSINYA TERHADAP PEMBELAJARAN BAHASA INDONESIA DI SMA

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    Puisi adalah salah satu karya sastra yang dinyatakan secara ekspresi tidak langsung untuk membangkitkan perasaan ataupun imajinasi pengalaman seseorang menggunakan bahasa sebagai media pengungkapannya. Bahasa puisi berbeda dengan bahasa sehari-hari. Bahasa puisi tidak menggunakan bahasa sehari-hari karena puisi mengekspresikan konsep dan pikiran melalui ketidaklangsungan ekspresi. Karena ketidaklangsungan ekspresi itu, pembaca awam sering kali tidak meraih maknanya. Oleh karena itu, kesulitan yang sering muncul dalam menghadapi puisi adalah kesulitan memahami maknanya. Berdasarkan hal tersebut maka masalah yang dikaji dalam penelitian ini adalah (1) mendeskripsikan pembacaan heuristik (2) mendeskrisikan pembacaan hermeneutik, dan (3) mendeskripsikan relevansi pembacaan heuristik dan hermeneutik puisi karya Agil Rahardik Vianto dan Natalia Nopia dalam antologi lumbung (2016) terhadap pembelajaran Bahasa Indonesia Di SMA. Penelitian ini menggunakan jenis penelitian kualitatif yang bersifat deskriptif. Sumber data yang digunakan dalam penelitian ini adalah puisi karya Agil Rahardik Vianto dan Natalia Nopia Dalam Antologi Lumbung (2016). Objek penelitian ini puisi karya Agil Rahardik Vianto yaitu “Hujan Senja” dan “Senja Menyingkap Selimutnya”, karya Natalia Nopia dengan judul “Kereta Api”, “Pahauman”,dan“Kapuas”.Metode pengumpulan data dilakukan dengan cara pembacaan berulang-ulang dan pencatatan data melalui pembacaan heuristik dan hermeneutik. Keabsahan data dalam penelitian ini menggunakan trianggulasi metode. Hasil penelitian pembacaan heuristik dan hermeneutik yang dilakukan tiap-tiap bait menunjukkan bahwa puisi karya AgilRahardikVianto yang berjudul “Hujan Senja” mempunyai 2 bait dan 27 kata Bercerita tentang kesepian dan rindu terhadap Tuhannya. “Senja menyingkap Selimutnya” mempunyai 3 bait dan 46 kata. Bercerita tentang seorang remaja laki-laki dan perempuan yang saling bercumbu. Karya Natalia Nopia yang berjudul “Kereta Api” mempunyai 1 bait dan 41 kata. Bercerita tentang perjalanan menuju tempat kelahiran dengan menggunakan kendaraan kereta api. “Pahauman” mempunyai 3 bait dan 42 kata. menceritkan tentang kota kelahirannya yang bernama Kota Pahauman. “Kapuas” mempunyai 3 bait dan 35 kata. Penyair menceritakan keadaan sungai Kapuas yang sangat berarti dalam dirinya. Penelitian ini dapat direlevansikankan pada peserta didik. Analisis ini dapat dipakai sebagai pembelajaran Bahasa Indonesia untuk memahami makna dalam puisi. Sehingga memudahkan bagi siswa untuk mengembangkan pemikirannya dalam memaknai puisi

    PUPUJIAN DI KAMPUNG RANCAMALANG DÉSA MARGAASIH KABUPATÉN BANDUNG PIKEUN BAHAN PANGAJARAN NGAREGEPKEUN KELAS VII DI SMP

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    Ieu panalungtikan miboga tujuan pikeun ngainvéntarisir sarta ngadéskripsikeun wangun, purwakanti, eusi, harti, fungsi, jeung basa pupujian anu kapanggih di Kampung Rancamalang, Désa Margaasih, Kabupatén Bandung. Métode nu digunakeun nya éta métode déskriptif kalayan pamarekan kualitatif. Téhnik nu digunakeun pikeun ngumpulkeun data nya éta studi pustaka, obsérvasi, wawancara, jeung dokuméntasi. Dumasar kana hasil panalungtikan, data pupujian nu kakumpulkeun aya 30 pupujian ti tilu urang narasumber. Pupujian nu kakumpulkeun dicokot 16 pupujian pikeun dianalisis. Hasil analisis tina 16 pupujian nya éta, wangun sair jumlahna aya 6 pupujian, sedengkeun wangun kantétan opat aya 7 pupujian. Jumlah padalisan sakabéhna diwangun ku 4 padalisan, sedengkeun jumlah engang pangréana diwangun ku 8 engang. Purwakanti nu mindeng kapanggih nya éta purwakanti maduswara. Eusi nu nyangkaruk dina pupujian lolobana mangrupa pangajaran kaagamaan. Dumasar kana harti saujratna, lolobana mangrupa pangajaran kaagamaan, dumasar kana rasa, lolobana nya éta rasa sumanget dina nyiar élmu agama, dumasar kana nada, lolobana nya éta nada umajak ngalakonan amalan nu hadé, dumasar kana itikad, lolobana sangkan nu maca atawa nu ngaregepkeun dipiharep aya parobahan, boh parobahan sikep, pikiran, rasa, boh paripolah dina ngajalankeun ajaran agama. Fungsi pupujian umumna enggoning ngamimitian unggal pangajian pikeun barudak. Tina 16 pupujian nu dianalisis, sakabéhna bisa dijadikeun alternatif bahan pangajaran ngaregepkeun kls VII di SMP, lantaran nyumponan kana sababaraha kritéria dina milih bahan ajar

    Protein quality of roselle (Hibiscus sabdariffa L.) seeds

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    This study investigated the protein quality of two sets of Roselle seeds processed differently (dried and boiled). Twenty weanling Sprague Dawley rats were used to conduct the growth and nitrogen balance studies. Rats were fed with 10% (w/w) protein from dried (DS) and boiled (BS) Roselle seeds powder for 4 weeks. Casein was used in this study as a standard reference protein. There was a significantly higher (p < 0.05) food intake and weight gain by rats fed with BS compared with DS. In the growth study, there was no significant difference (p < 0.05) in protein efficiency ratio (PER) and net protein ratio (NPR) of BS compared to DS, but it was significantly different with casein (CD). PER value of rats fed with DS was significantly lower (p < 0.05) than casein. In the nitrogen balance study, true nitrogen absorption (TNA) and nitrogen balance (NB) of BS group was significantly higher (p < 0.05) than DS group. However, apparent digestibility (AD), true digestibility (TD) and biological value (BV) for both diets was not significantly different. This study showed that the protein quality of dried Roselle seeds was similar to the Roselle seeds boiled at 100oC for 30 minutes

    A STUDY ON THE RELEVANCE OF MATERIALS IN ENGLISH TEXTBOOK “BRIGHT” FOR SEVENTH GRADERS OF JUNIOR HIGH SCHOOL PUBLISHED BY ERLANGGA TO 2013 CURRICULUM

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    A STUDY ON THE RELEVANCE OF MATERIALS IN ENGLISH TEXTBOOK &ldquo;BRIGHT&rdquo; FOR SEVENTH GRADERS OF JUNIOR HIGH SCHOOL PUBLISHED BY ERLANGGA TO 2013 CURRICULUM&nbsp; Halimatul Kamila English Study Program, FBS, Surabaya State University [email protected] &nbsp; Ririn Pusparini, S.Pd., M.Pd. Lecturer of English Study Program, FBS, Surabaya State University [email protected] Abstract The Indonesia government has developed English standard competence which is stated in curriculum as the standard of teaching and learning English process. According to the curriculum, material is one of the important factors for determining the success of the teaching and learning process. The material which is usually used is in the form of textbook. Textbook must be in line with the components stated in curriculum. Although there are many textbooks that are claimed as a suitable material for 2013 Curriculum, it is not a guarantee that the textbook is relevant to the standard competences of the curriculum. An analysis to a textbook is needed, moreover after the new curriculum was launched. Based on the background of the case above, this study is conducted: 1) to analyze the relevance of the materials with the cognitive aspects which are contained in the 2013 English Standard Competence, 2) to analyze the relevance of the materials with the psychomotor aspects which are contained in the 2013 English Standard Competence. This study was designed in descriptive qualitative research because the object of the study was a documented book. Moreover, as the data was in the form of words and documents, so the data were analysed qualitatively. The instrument used to collect the data is observation in the form of checklists. After being analyzed, it is found that some of the materials are not relevant with the cognitive and psychomotor aspects which are contained in the 2013 English Standard Competence. However, there are more materials which relevant with with the 2013 English Standard Competence than the materials which not. Thus, it can be concluded that the materials in this textbook are quite relevant with 2013 curriculum, especially with the cognitive and the psychomotor aspects. Therefore, this textbook is appropriate with the 2013 curriculum and suitable to be used in order to help the teaching and learning process in the classroom. Keywords: analysis, relevance, materials, textbook, the 2013 Curriculum.&nbsp;&nbsp; Abstrak Pemerintah Indonesia telah mengembangkan standar kompetensi Bahasa Inggris yang disampaikan dalam kurikulum sebagai acuan dalam proses belajar mengajar. Berdasarkan kurikulum, bahan pelajaran adalah saah satu faktor penting untuk menentukan suksesnya proses belajar mengajar. Bahan pelajaran yang umum digunakan adalah buku teks. Buku teks yang digunakan harus sesuai dengan komponen-komponen yang disampaikan dalam kurikulum. Meski banyak buku teks yang telah dinyatakan sebagai bahan pelajaran yang sesuai dengan Kurikulum 2013, tidak menjadi jaminan bahwa buku teks tersebut relevan dengan standar kompetensi dalam kurikulum. Analisis terhadap buku teks sangat dibutuhkan, terutama setelah diluncurkannya kurikulum baru. Berdasarkan latar belakang tersebut, penelitian ini dilaksanakan: 1) untuk menganalisis kecocokan antara bahan pelajaran dalam buku teks &ldquo;Bright&rdquo; dengan aspek kognitif yang terdapat dalam Standar Kompetensi Bahasa Inggris 2013, 2) untuk menganalisis kecocokan antara bahan pelajaran dalam buku teks &ldquo;Bright&rdquo; dengan aspek psikomotor yang terdapat dalam Standar Kompetensi Bahasa Inggris 2013. Metode penelitian yang digunakan adalah deskriptif kualitatif karena objek yang menjadi bahan penelitian adalah buku. Selain itu, data penelitian dianalisis secara kualitatif karena data yang digunakan dalam penelitian ini berbentuk dokumen. Instrumen yang digunakan dalam penelitian ini adalah observasi&nbsp; dalam bentuk checklists. Setelah dianalisis, ditemukan bahwa beberapa bahan pelajaran di dalam buku teks tidak relevan dengan aspek kognitif dan psikomotor yang terdapat dalam Standar Kompetensi Bahasa Inggris 2013. Akan tetapi, lebih banyak bahan pelajaran yang sesuai dengan Standar Kompetensi Bahasa Inggris 2013 daripada yang tidak sesuai. Jadi, dapat disimpulkan bahwa bahan pelajaran dalam buku teks ini cukup relevan dengan kurikulum 2013, terutama dengan aspek kognitif dan psikomotor. Oleh karena itu, buku teks ini sesuai dengan kurikulum 2013 dan layak digunakan untuk membantu proses belajar mengajar di dalam kelas. Kata Kunci: analisis, relevansi, bahan pelajaran, buku teks, kurikulum 2013. &nbsp; &nbsp; &nbsp; &nbsp; INTRODUCTION&nbsp; English plays a very important role as a means of communication. It is because English is an international language that can be used for international communication. Knowing that English as an international language is necessary in facing globalization, English as a foreign language is being taught and learnt in many countries, included in Indonesia. As the main foreign language in this country, English has become a compulsory subject in Junior High School until Senior High School. Indonesia government has implemented English into the academic curriculum. The government has developed English standard competence which is stated in curriculum as the standard of teaching and learning English process. Curriculum is made based on the Indonesian learners&rsquo; need and is developed to achieve the certain aim of education. Because of the development of the human needs, especially in education field, the Indonesian government always trying to make a better standard for teaching and learning process. As stated by Nunan (2003:5) that &ldquo;For many years, the goal of language pedagogy was to find the right method.&rdquo; That is why, Indonesian government especially the National education department develops a new curriculum as the new standard for teaching and learning process. Recently, by Peraturan Pemerintah 32/2013, the educational system of Indonesia has launched Kurikulum 2013. Kurikulum 2013 is a school based curriculum, it is an operational curriculum which is constructed, developed, and implemented by each education unit (school). The purpose of the 2013 Curriculum is to draw up the next generations of Indonesia to be a religious, productive, creative, and innovative citizen who could contribute for the social life in the Indonesia and social life in all over the world (Permendikbud Nomor 68 Tahun 2013). The English standard competences in 2013 Curriculum are conducted in particular purposes, they are: the purpose of affective aspects, cognitive aspects, and psychomotor aspects (Amri, 2013:39). Affective is the aspect which related to emotion, feeling and attitude. Cognitive is the aspect which related to knowledge. While psychomotor aspect is related to motor skill. According to the curriculum, material is also important in creating a good teaching and learning process. Material is one of the factors for determining the success of the teaching and learning process. The material which is usually used is in the form of textbook. In fact, mostly Indonesian teachers use textbook in delivering the material. Textbook is one of the learning materials that can be used by teacher and students in order to help the teaching and learning process in the classroom (Tomlinson, 2003). Textbook is an important component in the process of teaching and learning. It is because textbook can be a main resource for the teachers in guiding them in the teaching and learning activity. Textbook must be in line with the components stated in curriculum. However, selecting a textbook is not an easy job for the teachers. They should be careful in choosing an appropriate textbook, it is a textbook which supports the implementation of the curriculum. As Byrd (2001) says, textbook evaluation should be viewed in terms of the relevance between the textbook and the curriculum. Although there are many textbooks that are claimed as a suitable material for 2013 Curriculum, it is not a guarantee that the textbook is relevant to the standard competences of the curriculum. Based on the explanation above, textbook analysis is one of the efforts that can be done in determining whether a textbook is appropriate with the curriculum or not. An analysis to a textbook is still needed, moreover after the new curriculum was launched. Thus, this study was conducted to analyse the materials in English textbook for seventh graders entitled &ldquo;Bright&rdquo; published by Erlangga. In this study, the researcher wanted to find out the relevance of the materials in the textbook to the 2013 English Standard Competence. Based on the elaboration above, the objectives of this study are formulated as follow: 1. To analyse the relevance of the materials with the cognitive aspects which are contained in the 2013 English Standard Competence. 2. To analyse the relevance of the materials with the psychomotor aspects which are contained in the 2013 English Standard Competence. &nbsp; Curriculum Teaching and learning process in a school is performed based on the curriculum. The curriculum is designed by the government, so that everyone could get same experience in education (Ali, 2009:1). The Indonesian government defines curriculum as a set of plan and systematization of aims, contents, materials as the guidance in the process of teaching and learning to achieve the certain goal (Permendikbud Nomor 68 Tahun 2013). According to Ali (2009:15), curriculum has a strong influence in the process of teaching and learning. The curriculum as the plan for learning contains of some aspects and purposes which are related to the teaching and learning activity. In the curriculum, also contain the objectives of the study which should be achieved by the learners. Therefore, the good teaching and learning process should be performed based on the curriculum. Oliver (1977:329) states that as the product of the thinking and action of human beings, curriculum should be improved. As the ideas of people change, as people&rsquo;s actions change, so does curriculum. Curriculum is developed based on the objectives and the learners&rsquo; need. Therefore, the Indonesian government can change and improve the curriculum, if the previous curriculum is not suitable with the objectives and Indonesian learners&rsquo; need. Recently, by Peraturan Pemerintah 32/2013, the educational system of Indonesia has launched Kurikulum 2013. &nbsp; The 2013 Curriculum The 2013 Curriculum is a school based curriculum, it is an operational curriculum which is constructed, developed, and implemented by each education unit (school) since 2013. The 2013 Curriculum is legalized by Ministry of National Education in 2013. The 2013 Curriculum contains of the plan for teaching and learning process, the rules of objectives and materials, and the method used in the process of teaching and learning (Permendikbud Nomor 68 Tahun 2013). &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The 2013 Curriculum is designed in three aspects, they are: affective, cognitive, and psychomotor. Affective aspects encourage students to; accept, perform, appreciate, and inspire. Cognitive aspects encourage students to; comprehend, apply, analyse, and evaluate. While psychomotor aspects encourage students to; observe, ask, try, find reasons, present, and compose (Permendikbud Nomor 65 Tahun 2013). &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The learning stages that are emphasized in the 2013 Curriculum are: 1) observing; the students collect the information, 2) questioning; the students are stimulated to question how the phenomena happen, 3) experimenting; the students try to apply the knowledge through some practice given by the teacher, 4) associating; the students try to relate the phenomena to the previous knowledge, and 5) communicating; the students tell others about their finding. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The 2013 English Standard Competence contains some English basic competences which cover all of the English materials. According to the 2013 Curriculum, English Standard Competence contains two kinds of competences, they are: core competences and basic competences. Core competence is divided into four objectives. The first and second objectives emphasize on affective domain. The third objectives emphasize on cognitive domain, and the forth objectives emphasize on psychomotor domain. Each of the core competence is divided into basic competences which are used as a guideline in developing learning materials (Permendikbud Nomor 68 Tahun 2013). &nbsp; The Three Domains of Learning According to Krathwohl, Bloom and Masia (1973), objectives of study could be placed in one of three major domains, they are: cognitive, affective, and psychomotor. Bloom et al. (1956) in Ali (2009:78-81) explains about those three domains as follows: &nbsp; Cognitive Cognitive domain related to the learner&rsquo;s thinking. This objective emphasizes remembering or reproducing something which has been learned. Cognitive objectives vary from simple recall of material learned to highly original and creative ways of combining and synthesizing new ideas and materials. Bloom et al. (1956) states the learning level of cognitive domain, they are: knowledge, comprehension, application, analysis, synthesis, and evaluation. Anderson (2001) revises the cognitive domain in the learning taxonomy and made some changes. The most prominent changes are: 1) the names in the six categories from noun to verb forms, and 2) slightly rearranging them. The revised cognitive domain are: remembering, understanding, applying, analysing, evaluating, and creating. &nbsp; Affective Affective domain related to the learner&rsquo;s attitude. This objective emphasizes a feeling, an emotion, or a degree of acceptance or rejection. Affective objectives vary from simple attention to selected phenomena to complex. Krathwohl et al. (1973) mentions the affective domain as: receive, respond, value, organise or conceptualize values, and internalize or characterise values. &nbsp; Psychomotor Psychomotor domain related to the learner&rsquo;s skill. This objective emphasizes some muscular or motor skill, some manipulation of material and objects, or some acts which requires a neuromuscular co-ordination. Dave (1975) mentions the psychomotor domain as: imitation, manipulation, precision, articulation, and naturalization. Textbook Textbook is an important component in the process of teaching and learning. It is because textbook can be a main resource for the teachers in guiding them in the teaching and learning activity. However, selecting a textbook is not an easy job for the teachers. They should be careful in choosing an appropriate textbook. Byrd (2001) explains the criteria that should be used in evaluating and choosing a good textbook. They are: &nbsp; 1. The fit between the material and the curriculum Curriculum is a guidance of teaching and learning process, including the purposes of the program and the teaching procedures. Therefore, the fit between the material and the curriculum would help the students to achieve the goal of the program. 2. The fit between the material and the students Textbook is used by the students. Therefore, the materials should be fit with the students&rsquo; needs, so that they can learn the materials effectively. 3. The fit between the material and the teacher Textbook is used by the teacher. Therefore, the materials in the textbook should help the teacher in organizing the process of teaching and learning effectively. &nbsp; Textbook is often used in schools, and schools follow the curriculum designed by the government to guide the teachers in developing the objectives of teaching and learning activities. Therefore, Tarigan and Tarigan (1990:22) add that a good textbook should be relevant with the curriculum. Textbook is very important in supporting teaching and learning process. Therefore, a textbook must be in line with the components stated in the curriculum. The materials in the textbook should be designed based on the competences stated in curriculum. A textbook should support the curriculum to achieve the instructional objectives. A textbook should support the three domains that become the objectives of the 2013 English Standard Competence, they are: cognitive, affective, and psychomotor. &nbsp; RESEARCH METHOD This research is concerned in analysing the relevance of materials in the English textbook entitled &ldquo;Bright&rdquo; published by Erlangga to the 2013 Curriculum. Whether the textbook presents the purposes of the 2013 English standard competence or not. Since this study dealt with analysis of the content of textbook especially the materials, the data were analysed qualitatively, without any statistical calculation. As Ary et al. (2010:424) states that qualitative researcher deals with data that are in the form of words or pictures rather than numbers and statistics. Moreover, as the data was in the form of words and documents, so the data were analysed qualitatively. The data of this study is an English textbook entitled &ldquo;Bright&rdquo; for seventh graders of Junior High School published by Erlangga. The data are in the form of documented materials existing in the textbook. The materials are divided into some activities. The data were analysed in order to answer the research problems stated in Chapter I. There are several instruments which were needed to collect the data. According to Ary et al. (2010:421), the primary instrument used for collecting the data in qualitative research is the researcher him- or herself, often collecting the data through direct observation or interviews. So, the first instrument for this study is the researcher herself, and the second instrument is observation in the form of checklists. They are two kinds of checklist that were applied to answer the research questions. First, the checklist used to analyse the relevance of the materials with the cognitive aspects which are contained in the 2013 English Standard Competence. Second, the checklist used to analyse the relevance of the materials with the psychomotor aspects which are contained in the 2013 English Standard Competence. The technique used to collect the data in this study was by conducting an observation. The observation dealt with all of the materials in the textbook and the relevance of it based on 2013 Curriculum. The researcher observed the data by using observation checklist. The observation was done through several steps. First, the researcher determined the textbook which is going to be analysed. Second, the researcher read and observed the materials of the textbook carefully. Third, the researcher compared the materials in the textbook with the 2013 English Standard Competence using checklist in order to know the relevance between the materials on the textbook to the 2013 English Standard Competence. The last, the researcher collected the data then analysed them. The data of this study were collected from English textbook entitled &ldquo;Bright&rdquo; for seventh graders of Junior High School published by Erlangga. In analysing the data, some steps were taken, they are: The researcher analysed the relevance of the materials with the cognitive aspects which are contained in the 2013 English Standard Competence. The researcher analysed the relevance of the materials with the psychomotor aspects which are contained in the 2013 English Standard Competence. The researcher described and elaborated the findings of the analysis. The researcher determined the conclusion. &nbsp; RESULT AND DISCUSSION The Presentation of the textbook entitled &ldquo;Bright&rdquo; &ldquo;Bright&rdquo; is an English textbook designed for seventh graders of junior high school. This textbook also designed to support the process of teaching and learning and it is developed for the compatibility to the 2013 English Standard Competence. &ldquo;Bright&rdquo; is printed in 196 pages. These pages are added with the preface, table of contents, feature of the textbook, mini dictionary, appendix, bibliography, and spaces for students&rsquo; notes. In total, there are 204 pages printed on this textbook. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; There are eight units presented in this textbook. In the first semester, the students will learn unit 1 to unit 4; and the rest of it will be taught for the next semester. On each unit, the textbook provides fun corner and reflection table. In the fun corner, the authors give riddle question. For the reflection table, the students could use it after learning each unit as the reflection what they are good at, what they are ok at, and what they are bad at. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Furthermore, for each unit in this book is divided into two parts: Listening and Speaking Activities and Reading and Writing activities. The first part focuses on listening and speaking skills. The latter part focuses in reading and writing. Expressions, grammar, explanations, and specific vocabularies that the students need for each activity and the students need to know are introduced and presented at the beginning of the activities, so that the students could understand the materials better. &nbsp; The Relevance of the materials in the textbook entitled &ldquo;Bright&rdquo; with the 2013 English Standard Competences Here are the tables to present the final result of the analysis to check the relevance of the materials in this textbook with the 2013 Englis

    PENGGUNAAN TELEHEALTH SELAMA PANDEMI COVID-19

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    Telehealth merupakan suatu teknologi yang telah digunakan sejak beberapa waktu lalu. Telehealth digunakan untuk memberikan layanan kesehatan jarak jauh antara penerima dan pemberi layanan kesehatan. Tahun 2109, dunia mengalami pandemi global akibat penyebaran virus SARS-CoV-2 yang menyebabkan Coronavirus Disease 2019 (COVID-19). Akibat pandemi global yang ditetapkan oleh WHO, masyarakat dianjurkan untuk tetap dirumah dan pembatasan-pembatasan mobilisasi juga diterapkan untuk menanggulangi penyebaran virus yang lebih luas lagi. Telehealth menjadi salah satu teknologi yang digunakan dalam masa pandemi sehingga masyarakat tetap bisa mendapatkan pelayanan kesehatan dari rumah dan pemberi layanan kesehatan seperti perawat dan dokter bisa memberikan layanan tanpa melalui kontak langsung sehingga mengurangi risiko paparan virus SARS-CoV-2

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    The scope of education is the parties that are involved in the sphere of education such as proteges/students/college students, the basic and the purpose of education itself, educators, educational materials, educational methods, educational evaluation, educational tools and the surrounding environment within the scope of education. Education is also one of the most important parts of human life that has provisions that aim to help the improvement of living standard and life for themselves and for the country. If referring to the Article 31 (amendment) paragraph (1) of the 1945 Constitution of the Republic of Indonesia which states that "Every citizen has the right to education, of course education is meant in principle, learning what we know is based on face to face in the class. to transfer the knowledge to their students (students / college students). This has now turned into virtual, distance learning, due to various constraints of limited facilities and infrastructure, the ability to absorb the technology, on the other hand, the unstable condition of the spread of covid-19 has certainly become a dilemma for several universities, including the university of Muslim Nusantara Al Washliyah in implementing learning whether it's pure online use organized with Distance Learning (PJJ) -virtual and other types of virtual.Keywords : Strategy, the Quality of Learning,New Norma

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    With the development of transportation and existing technology, many payment methods for various needs have emerged. One rapidly growing need is for transportation facilities, which often have costs that are not easily accessible to many people. Non-bank financial institutions have emerged as an effort to facilitate consumers in meeting their increasingly diverse needs. These institutions, which assist with all types of consumer transactions, are rapidly developing and are particularly popular among consumer financing institutions. Based on the legal research conducted, it can be explained that the rights and obligations of consumers are to make installment payments according to the payment schedule, while the rights and obligations of the consumer financing institution are to pay the payment amount to the supplier and repossess the motorcycle used as collateral in consumer financing in the event of default. In the case of default, compensation, contract cancellation, or risk related to force majeure must be provided
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