Analisa Manajemen BPIH di Bank Syariah

Tujuan utama penelitian ini adalah untuk menganalisamanajemen biaya penyelenggaraan ibadah haji (BPIH) pada banksyariah di Indonesia. Hal ini didasarkan pada Kenyataan bahwaibadah haji, selain ibadah mahdah juga merupakan potensi besardalam bidang ekonomi. Atas dasar itulah kemudian Kemenag RImenunjuk 17 (tujuh belas) bank nasional sebagai Bank PenerimaSetoran (BPS) Biaya Penyelenggaraan Ibadah Haji. Menariknyaadalah Apakah penerima setoran biaya pelaksanaan ibadah hajimempunyai pengaruh yang signifikan terhadap penghimpunandana haji pada bank-bank syariah di Indonesia dalam kurunwaktu 2011-2013. Hal itu kemudian akan dianalisamenggunakan metode deskriptif kuantitatif. Sedangkan untukmengolah data digunakan 1) statistic deskriptif, 2) teori asumsiklasik yang terbagi menjadi a) uji normalitas, b) ujimultikolinieritas, c) autokorelasi, d) uji heteroskedastisitas, 3)Uji regresi berganda dengan rumusan sederhana Y = α + βX1 +βX2 + €, 4) uji hipotesis yang terdiri dari 3 ujian, a) Uji t(parsial), digunakan untuk membandingkan kedua variable agardiketahui ada atau tidaknya pengaruh terhadap variabledependennya. b) Uji f (simultan), dan c) koefisien determinasi

THE EFFECT OF BLENDED LEARNING ON THE MOTIVATION AND LEARNING ACHIEVEMENT OF THE STUDENTS OF SMKN 1 PARINGIN

The objective of the study is to reveal the differences of the learning motivation and achievement of the students using face-to-face learning model compared to those using blended learning model, the improvement of students’ learning motivation and achievement due to the use of blended learning model, and the interaction of the effect of learning model and motivation on students’ learning achievement in KKPI lesson This quasi-experimental study used two groups: the experimental group who were taught using blended learning and control group who were taught using face-to-face learning. The population was 11th grade students of SMKN 1 Paringin. A sample of 57 students was divided into 2 groups, with 30 students as the control group and 27 students as the experimental group. The techniques for collecting the data were a test method by giving a written test and non-testing method by distributing a questionnaire. The results of study show that there is significant difference between the learning motivation and achievement of the students using face-to-face learning compared to those using blended learning model, there is a significant increase in learning motivation and achievement due to the use of blended learning model, and there is no interaction of the effect of learning model and motivation on students’ learning achievement in KKPI lesson

Failure Analysis on Stainless Steel Tubing of a Lube Oil Console for Gas Generator

The author has completed the industrial internship program at MTBE/Polypropylene (M) SDN BHD for a period of eight months. During the industrial internship period, the author has experienced a various type of equipment failure. The author has chosen the “Failure Analysis on Stainless Steel Tubing of a Lube Oil Console for Gas Generator” as the title for Final Year Project (FYP) that must be completed during the final year period

TRANSAKSI LEASING DI INDONESIA DALAM PERSPEKTIF HUKUM ISLAM

Pandangan hukum Islam selama ini menempatkan transaksi leasing ke dalam istilah al-ijarah. Analisa hukum Islam terhadap bentuk transaksi tersebut didasarkan pada kenyataan bahwa perjanjian leasing dalam praktiknya sering tidak dijalankan sebagaimana mestinya. Pun pada tataran teoritis, keduanya sering disebut sebagai hal yang sama. Hal ini dapat dilihat dari adanya option right atau hak pilih bagi penyewa untuk membeli barang (buy decision) dalam leasing sehingga lebih mendekatkannya dengan bentuk jual beli cicilan. Menurut sebagian pemikir Islam, praktik transaksi leasing dapat dibenarkan selama tidak keluar dari ketentuan sebagaimana dalam al ijarah. Karena meskipun syariah tidak membolehkan adanya biaya tertentu atas financial capital namun dalam operating lease membolehkan biaya tertentu atas modal riil. Dengan demikian, praktik leasing yang sering menimbulkan salah pengertian dari umat Islam dan adanya sistem hukum ganda, perlu diarahkan kepada bentuk transaksi ijarah muntahia bit tamlik dalam sistem pembiayaan, baik dalam perbankan maupun lembaga pembiayaan lainnya. View of Islamic law has been put leasing transaction into al-ijarah terms. Analysis of Islamic law to form these transactions are based on the fact that the leasing agreement in practice are often not properly enforced. Even on a theoretical level, they are often referred to as the same thing. It can be seen from the right or right to select the option for the tenant to buy decision in leasing so much bringing it close to the form of installment purchase. According to some Islamic thinkers, the practice of leasing transactions can be justified as long as nothing out of the provisions in al-Ijarah. Because even though syariah does not allow for a certain fee on financial capital but the operating lease allows certain costs on real capital. Thus, the leasing practices that often lead to misunderstanding of Moslem and the dual legal system, need to be directed to the form of ijarah muntahia bit tamlik transaction in the system of financing, both in banking and other financial institutions

Entertainment VS. Education: Students’ Perspectives on the Use of Apps

The use of mobile application also known as apps is fast becoming a trend in education since it offers users fun and entertaining learning experiences. Weighing similarly important, a particular app should also offer educational opportunities to its users. The current study attempts to investigate the students’ perceptions on these two perspectives of using mobile application among students at the tertiary level education. A focus group discussion was conducted on 13 international students taking Preparatory Intensive English course in one of the university in the East Coast of Malaysia. The findings of the study revealed that an app may facilitate learning. For optimal use of app, entertainment features i.e. videos need to be integrated in the app to ensure that students can learn and play at the same time. Last but not least, multimodal texts need to be integrated in developing a language learning app to sustain students’ learning motivation

Multitarget drug design strategy in Alzheimer’s disease: focus on cholinergic transmission and amyloid-β aggregation

Background: Alzheimer pathogenesis has been associated with a network of processes working simultaneously and synergistically. Over time, much interest has been focused on cholinergic transmission and its mutual interconnections with other active players of the disease. Besides the cholinesterase mainstay, the multifaceted interplay between nicotinic receptors and amyloid is actually considered to have a central role in neuroprotection. Thus, the multitarget drug-design strategy has emerged as a chance to face the disease network. Results: By exploiting the multitarget approach, the present study provides new molecules able to target the cholinergic pathway, by joining direct nicotinic receptor stimulation to acetylcholinesterase inhibition, and to inhibit Aβ aggregation. Conclusions: These new compounds emerged as a suitable starting point for a further optimization process

Konseptual Teoritis Kurikulum Pendidikan dalam Perspektif Secara Pragmatis dalam Islam

Kurikulum dalam pendidikan Islam dikenal dengan kata manhaj yang memiliki arti jalan yang terang yang dilalui oleh pendidik dan peserta didik untuk mengembangkan ilmu pengetahuan, keterampilan serta sikap.  Kurikulum pendidikan dalam konsepsi Islam adalah: suatu sistem kebenaran, standar, dan nilai-nilai ilahi sekunder, dan variabel pengetahuan, pengalaman, dan pengalaman manusia. dan ketrampilan yang dibekali oleh lembaga pendidikan Islam kepada peserta didiknya, dengan tujuan membawa mereka pada tingkat kesempurnaan yang telah Allah persiapkan bagi mereka, sehingga mereka dapat menunaikan hak khilafah di muka bumi dengan memberikan kontribusi yang positif dan efektif dalam pembangunan dan pembangunannya. kemajuan kehidupan di permukaannya sesuai dengan metode Tuhan. Ciri ciri yang menjadi cirinya pemahaman kurikulum menurut Dr. Yusuf Al-Qaradawi, yaitu Metode atau kurikulum pendidikan islam sistem sumber dari gambaran islam untuk alam semesta, manusia dan kehidupan, beserta pemahaman dan ciri cirinya, dan dasar bangunan atau kontruksinya, dan pokoknya merupakan satu kesatuan yang utuh, yang setiap bagiannya dipengaruhi oleh bagian bagian yang lain, dan mempengaruhi bagian-bagian lainnya. Dan pemahaman ini untuk kurikulum pendidikan islam, dibedakan dalam serangkaian dari ciri ciri karakteristik. Ahmad Madkuri dua ribu dua Menurut Dr Yusuf Al-Qaradawi mengatakan bahwa Konsep yang pertama yaitu konsep Ketuhanan. Yang dimaksud dengan Ketuhanan di sini ada dua hal: Asal dan sumber ketuhanan, Arah dan tujuan ketuhanan. Menurut Dr Yusuf Al-Qaradawi mengatakan bahwa Konsep yang kedua yaitu konsep ketauhidan.  Ciri kurikulum pendidikan Islam yang kedua adalah ciri tauhid, Tauhid merupakan komponen pertama dari sistem Islam, karena merupakan fakta dasar atau fundafental dalam keimanan. Melalui tauhid, sistem atau pendekatan Islam menjadi unik di antara semua sistem dan pendekatan keyakinan dan filsafat lain yang berlaku di muka bumi

Integration of Pancasila Student Profile Values and Religious Moderation in Multicultural Education at SMA Muhammadiyah 10 Surabaya

This study aims to analyze the integration of Pancasila Student Profile values and religious moderation in multicultural education at SMA Muhammadiyah 10 Surabaya. This study uses a qualitative descriptive approach with the Semi-Structured Interview method, where data is collected through in-depth interviews with 3 groups. Among them are the vice principal who is also the main figure in implementing religious moderation, students as representatives of various religions, and school staff as well as direct observation of educational activities at school. The purpose of this study is to analyze the integration of Pancasila student profiles with religious moderation in multicultural education. The results of the study show that the integration of both in multicultural education is an effort to synchronize in the implementation of inclusive learning. Teachers' understanding of the concept of religious moderation is an important point in creating a tolerant environment. Through learning, extracurricular activities and daily school life, teachers convey knowledge transfer that is closely related to multicultural education. In addition, the implementation of broad-based education with derivatives emphasizes accepting students from all walks of life, every child has the right to succeed, and education adjusts to students' passions are the main factors in running education at SMA Muhammadiyah 10 Surabaya. It is concluded that multicultural education is an important concept and must be understood and mastered by teachers so that it can make students have a high enthusiasm for learning without looking at differences in conditions and backgrounds

PETROGRAPHY AND PETROPHYSICAL CHARACTERIZATION OF CARBONATE ROCKS FROM GUNUNG RAPAT, PERAK, MALAYSIA

This project try to establish and investigate the correlations between rock physical properties (porosity, permeability and sonic velocity) of carbonates rocks from Gunung Rapat, Ipoh, Perak. Generally, correlations between rock physical properties of the carbonates are not easy to be established as compared to siliclastic sedimentary rocks due to the heterogeneity that they have in terms of pore type, grains and geometry. We used correlations of porosity-sonic velocity, permeability-sonic velocity and porositypermeability in order to study the inter-relationship between the carbonate rocks physical properties. The preliminary results show a large scatter in the correlations of porositysonic velocity, permeability-sonic velocity and porosity-permeability thus indicates the heterogeneity of pore types, structure and distribution in the carbonates. From the SEM images, we found that the scattered correlations are may due to different kinds of microporosity and micrite microtextures presence in the carbonate rocks and also due to the variations in pore geometry. This study has a great significance in the process of a better understanding of how rock properties of carbonates relate to each other