Insurance contracts after the Insurance Act 2015

Discusses the provisions of the Insurance Act 2015 ss.10 and 11 on the consequences of an insured being in breach of a warranty or policy term respectively. Examines the background to the Act, including the perceived need to remedy the absence of a proportionality requirement when insurers seek to avoid a policy for breach of its conditions. Considers how the provisions differ from the proposals put forward by the Law Commission

The Impact of Sexual Harassment on Turnover Intentions, Absenteeism, and Job Satisfaction: Findings from Argentina, Brazil and Chile

This study, which tested the effects of sexual harassment on consequences previously indicated in US studies, (i.e., overall turnover intentions, overall absenteeism and job dissatisfaction), was conducted with 8108 employees chosen by the International Labour Organization (ILO) in three Latin American countries – Argentina, Brazil, and Chile. Multivariate and logistic regression were employed while controlling for age, education, gender, marital status, and race to analyze ILO’s database. Significant results revealed that Latin American employees who were sexually harassed were likely to have more turnover intentions and to engage in more absenteeism; yet they did not experience a significant decrease in job satisfaction. These results differ from US findings indicating that there are cross cultural differences in the consequences of sexual harassment. However, the more costly outcomes of sexual harassment (i.e., turnover intentions and absenteeism) are consistent with US findings, indicating the need for multinational companies to establish sexual harassment policies in Latin America as well despite their different legal systems

Free convection boundary layers driven by exothermic surface reactions: critical ambient temperatures

A model for the free convection boundary-layer flow near a forward stagnation point driven by heating from a surface on which there is a catalytic reaction is discussed. The governing equations are mude dimensionless so as to highlight the ambient temperature with themain emphasis being to determine critical ambient temperatures. The basic model is then reduced to a standard free convection problem by a transformation of variables from which bifurcation diagrams (plots of a dimensionless surface temperature against a dimensionless ambient temperature) can be constructed. These show a hysteresis bifurcation, the position of which can be readily deduced. A feature of the present formulation is the occurrence of disjoint bifurcation diagrams whereby the upper solution branch becomes separated from the lower solution branches. This aspect is also discussed in detail

Orthoclinostatic test as one of the methods for evaluating the human functional state

The possible use of different methods to evaluate the autonomic regulation in hygienic studies were examined. The simplest and most objective tests were selected. It is shown that the use of the optimized standards not only makes it possible to detect earlier unfavorables shifts, but also permits a quantitative characterization of the degree of impairment in the state of the organism. Precise interpretation of the observed shifts is possible. Results indicate that the standards can serve as one of the criteria for evaluating the state and can be widely used in hygienic practice

Anomalous electron heating effects on the E region ionosphere in TIEGCM

We have recently implemented a new module that includes both the anomalous electron heating and the electron‐neutral cooling rate correction associated with the Farley‐Buneman Instability (FBI) in the thermosphere‐ionosphere electrodynamics global circulation model (TIEGCM). This implementation provides, for the first time, a modeling capability to describe macroscopic effects of the FBI on the ionosphere and thermosphere in the context of a first‐principle, self‐consistent model. The added heating sources primarily operate between 100 and 130 km altitude, and their magnitudes often exceed auroral precipitation heating in the TIEGCM. The induced changes in E region electron temperature in the auroral oval and polar cap by the FBI are remarkable with a maximum Te approaching 2200 K. This is about 4 times larger than the TIEGCM run without FBI heating. This investigation demonstrates how researchers can add the important effects of the FBI to magnetosphere‐ionosphere‐thermosphere models and simulators.NNX14Al13G - NASA GCR; NASA LWS; NNX14AE06G; NNX15AB83G; NNX12AJ54G - NASA HGI; ACI-1053575 - National Science Foundatio

Effects of electrojet turbulence on a magnetosphere-ionosphere simulation of a geomagnetic storm

Ionospheric conductance plays an important role in regulating the response of the magnetosphere‐ionosphere system to solar wind driving. Typically, models of magnetosphere‐ionosphere coupling include changes to ionospheric conductance driven by extreme ultraviolet ionization and electron precipitation. This paper shows that effects driven by the Farley‐Buneman instability can also create significant enhancements in the ionospheric conductance, with substantial impacts on geospace. We have implemented a method of including electrojet turbulence (ET) effects into the ionospheric conductance model utilized within geospace simulations. Our particular implementation is tested with simulations of the Lyon‐Fedder‐Mobarry global magnetosphere model coupled with the Rice Convection Model of the inner magnetosphere. We examine the impact of including ET‐modified conductances in a case study of the geomagnetic storm of 17 March 2013. Simulations with ET show a 13% reduction in the cross polar cap potential at the beginning of the storm and up to 20% increases in the Pedersen and Hall conductance. These simulation results show better agreement with Defense Meteorological Satellite Program observations, including capturing features of subauroral polarization streams. The field‐aligned current (FAC) patterns show little differences during the peak of storm and agree well with Active Magnetosphere and Planetary Electrodynamics Response Experiment (AMPERE) reconstructions. Typically, the simulated FAC densities are stronger and at slightly higher latitudes than shown by AMPERE. The inner magnetospheric pressures derived from Tsyganenko‐Sitnov empirical magnetic field model show that the inclusion of the ET effects increases the peak pressure and brings the results into better agreement with the empirical model.This material is based upon work supported by NASA grants NNX14AI13G, NNX13AF92G, and NNX16AB80G. The National Center for Atmospheric Research is sponsored by the National Science Foundation. This work used the XSEDE and TACC computational facilities, supported by National Science Foundation grant ACI-1053575. We would like to acknowledge high-performance computing support from Yellowstone (ark:/85065/d7wd3xhc) provided by NCAR's Computational and Information Systems Laboratory, sponsored by the National Science Foundation. We thank the AMPERE team and the AMPERE Science Center for providing the Iridium derived data products. All model output, simulation codes, and analysis routines are being preserved on the NCAR High-Performance Storage System and will be made available upon written request to the lead author of this publication. (NNX14AI13G - NASA; NNX13AF92G - NASA; NNX16AB80G - NASA; National Science Foundation; ACI-1053575 - National Science Foundation

Coronal disturbances and their effects on the dynamics of the heliosphere

The Sun blows out the solar wind which propagates into the interplanetary medium and forms the heliosphere about 100 AU across. The solar activity causes various types of time-dependent phenomena in the solar wind from long-lived corotating interaction regions to shorter on duration but more extreme events like coronal mass ejections. As these structures propagate outward from the Sun, they evolve and interact with each other and the ambient solar wind. Voyager 1 and 2 provided first unique in-situ measurements of these structures in the outer heliosphere. In particular, Voyager observations in the heliosheath, the outermost region of the heliosphere, showed highly variable plasma flows indicating effects of solar variations extending from the Sun to the heliosphere boundaries. Most surprisingly, Voyager 1 data shows shocks and pressure waves beyond the heliosphere in the interstellar medium. Important questions for the future Interstellar Probe mission are (1) how do the heliosphere boundaries respond to solar variations? (2) how do disturbances evolve in the heliosheath? and (3) how far does the Sun influence extend into the interstellar medium? This talk will review observations and recent modeling efforts demonstrating highly variable and dynamic nature of the global heliosphere in response to disturbances originated in the Sun's atmosphere.https://ui.adsabs.harvard.edu/abs/2019EPSC...13.1229P/abstractPublished versio