Assessment of Community Banks in Nigeria

This study on community banks in Nigeria was undertaken in June 2004 by the FAO Investment Centre, with financial support from the Canadian International Development Agency (CIDA), the Department for International Development (DFID), the International Fund for Agricultural Development (IFAD), the Ford Foundation (FF), the United Nations Development Programme (UNDP) and the World Bank (WB), and in collaboration with the Central Bank of Nigeria (CBN). The objective of the study was to assess the past and present performance of community banks, in particular rural-based banks, and to propose a first framework for their support. --

Assessment of Community Banks in Nigeria

This study on community banks in Nigeria was undertaken in June 2004 by the FAO Investment Centre, with financial support from the Canadian International Development Agency (CIDA), the Department for International Development (DFID), the International Fund for Agricultural Development (IFAD), the Ford Foundation (FF), the United Nations Development Programme (UNDP) and the World Bank (WB), and in collaboration with the Central Bank of Nigeria (CBN). The objective of the study was to assess the past and present performance of community banks, in particular rural-based banks, and to propose a first framework for their support

Организация строительного контроля при реализации инвестиционных проектов ПАО «Газпром» на примере магистрального газопровода «Сила Сибири»

Объектом исследования является строительство магистрального газопровода «Сила Сибири». Цель работы – разработать процесс организации строительного контроля на основе реализованных проектов ПАО «Газпром» и осуществить проведение строительного контроля при строительстве магистрального газопровода «Сила Сибири». В процессе исследования проводились анализ литературных источников, рассмотрение и анализ различных схем организации строительного контроля. В результате исследования была разработана модель и схема организации строительного контроля, рассчитаны оптимальные параметры проведения строительного контроля, разработаны мероприятия по охране труда и промышленной безопасности, охране окружающей среды. Степень внедрения: внедрена с 2015 года. Область применения: объекты ПАО «Газпром».The object of study is the construction of the gas pipeline "Power of Siberia". Purpose – to develop a process of organization building control on the basis of the completed projects of PJSC "Gazprom" and carry out the construction control during the construction of the gas pipeline "Power of Siberia". In the process of investigation the analysis of literature sources, review and analysis of various schemes of the organization of building control. In the result of the study a model was developed and diagram of building control, the calculated optimal parameters for building control, measures on labor protection and industrial safety, environmental protection. Level of implementation: implemented in 2015. Scope: the objects of PJSC "Gazprom"

Founder Replacement and Startup Performance

We provide causal evidence that venture capitalists (VCs) improve the performance of their portfolio companies by replacing founders. Using a database of venture capital financings augmented with hand-collected founder turnover events, we exploit shocks to the supply of outside executives via 14 states’ changes to non-compete laws from 1995 to 2016. Naive regressions of startup performance on replacement suggest a negative correlation that may reflect negative selection. Indeed, instrumented regressions reverse the sign of this effect, suggesting that founder replacement instead improves performance. The evidence points to the replacement of founders as a specific mechanism by which VCs add value

Microbial Cell Factories / From rumen to industry

The rumen is one of the most complicated and most fascinating microbial ecosystems in nature. A wide variety of microbial species, including bacteria, fungi and protozoa act together to bioconvert (ligno)cellulosic plant material into compounds, which can be taken up and metabolized by the ruminant. Thus, the rumen perfectly resembles a solution to a current industrial problem: the biorefinery, which aims at the bioconversion of lignocellulosic material into fuels and chemicals. We suggest to intensify the studies of the ruminal microbial ecosystem from an industrial microbiologists point of view in order to make use of this rich source of organisms and enzymes

Abundance and vicariance of epigeic opilionids of an inundation forest in the 'Mainzer Becken', Germany (Arachnida: Opiliones)

Zwischen November 2003 und Januar 2004 wurde in einem Auwald bei Ingelheim am Rhein mittels Bodenfallen die Weberknechtfauna untersucht. Hierbei konnten insgesamt 1643 Individuen determiniert werden, welche sich auf 6 Arten aus 3 Familien verteilten. Besonders bemerkenswert sind die thermophilen Arten Astrobunus laevipes, Nemastoma dentigerum und Trogulus martensi. Zusätzlich wurden Bodenfallen eines benachbarten Auwaldes von Juni bis Oktober 2004 ausgewertet, die zusätzliche Daten zur Phänologie einiger stenochroner Arten erbrachten. Biotopansprüche, Vikarianzen und Konkurrenzvermeidung werden diskutiert.From the beginning of November 2003 to January 2004 the opilionid fauna was collected in a floodplain forest of the Rhine valley west of Mainz. Altogether 1643 individuals were captured in pitfall traps; these belong to six species representing three families. The thermophilous species Astrobunus laevipes, Nemastoma dentigerum and Trogulus martensi are noteworthy for this habitat. Results on the phenology of three stenochronous species over the sample periods are presented, and both activity abundance and dominance were measured. Additionally survival strategies for flooding periods are proposed and vicariance and concurrence with related species are discussed

Laboratory divergence of Methylobacterium extorquens AM1 through unintended domestication and past selection for antibiotic resistance

Background: A common assumption of microorganisms is that laboratory stocks will remain genetically and phenotypically constant over time, and across laboratories. It is becoming increasingly clear, however, that mutations can ruin strain integrity and drive the divergence or “domestication” of stocks. Since its discovery in 1960, a stock of Methylobacterium extorquens AM1 (“AM1”) has remained in the lab, propagated across numerous growth and storage conditions, researchers, and facilities. To explore the extent to which this lineage has diverged, we compared our own “Modern” stock of AM1 to a sample archived at a culture stock center shortly after the strain’s discovery. Stored as a lyophilized sample, we hypothesized that this Archival strain would better reflect the first-ever isolate of AM1 and reveal ways in which our Modern stock has changed through laboratory domestication or other means. Results: Using whole-genome re-sequencing, we identified some 29 mutations – including single nucleotide polymorphisms, small indels, the insertion of mobile elements, and the loss of roughly 36 kb of DNA - that arose in the laboratory-maintained Modern lineage. Contrary to our expectations, Modern was both slower and less fit than Archival across a variety of growth substrates, and showed no improvement during long-term growth and storage. Modern did, however, outperform Archival during growth on nutrient broth, and in resistance to rifamycin, which was selected for by researchers in the 1980s. Recapitulating selection for rifamycin resistance in replicate Archival populations showed that mutations to RNA polymerase B (rpoB) substantially decrease growth in the absence of antibiotic, offering an explanation for slower growth in Modern stocks. Given the large number of genomic changes arising from domestication (28), it is somewhat surprising that the single other mutation attributed to purposeful laboratory selection accounts for much of the phenotypic divergence between strains. Conclusions: These results highlight the surprising degree to which AM1 has diverged through a combination of unintended laboratory domestication and purposeful selection for rifamycin resistance. Instances of strain divergence are important, not only to ensure consistency of experimental results, but also to explore how microbes in the lab diverge from one another and from their wild counterparts

The Challenges of Developing an Instrument to Assess Health Provider Motivation at Primary Care Level in Rural Burkina Faso, Ghana and Tanzania.

The quality of health care depends on the competence and motivation of the health workers that provide it. In the West, several tools exist to measure worker motivation, and some have been applied to the health sector. However, none have been validated for use in sub-Saharan Africa. The complexity of such tools has also led to concerns about their application at primary care level. To develop a common instrument to monitor any changes in maternal and neonatal health (MNH) care provider motivation resulting from the introduction of pilot interventions in rural, primary level facilities in Ghana, Burkina Faso, and Tanzania. Initially, a conceptual framework was developed. Based upon this, a literature review and preliminary qualitative research, an English-language instrument was developed and validated in an iterative process with experts from the three countries involved. The instrument was then piloted in Ghana. Reliability testing and exploratory factor analysis were used to produce a final, parsimonious version. This paper describes the actual process of developing the instrument. Consequently, the concepts and items that did not perform well psychometrically at pre-test are first presented and discussed. The final version of the instrument, which comprises 42 items for self-assessment and eight for peer-assessment, is then shown. This is followed by a presentation and discussion of the findings from first use of the instrument with MNH providers from 12 rural, primary level facilities in each of the three countries. It is possible to undertake work of this nature at primary health care level, particularly if the instruments are kept as straightforward as possible and well introduced. However, their development requires very lengthy preparatory periods. The effort needed to adapt such instruments for use in different countries within the region of sub-Saharan Africa should not be underestimated