Spiritual Care of Couples Practicing Natural Family Planning

There are few studies that have investigated the spiritual problems of couples practicing natural family planning (NFP). The purpose of this paper is to analyze the spiritual problems and interventions of couples who were taught NFP by means of a professional online Web-based support system. Responses from this online system and its forums were categorized according to spiritual responses, spiritual problems, and spiritual interventions to the practice of NFP. Themes addressed included spiritual care in regards to decisions about the transmission of new life, difficulties in dealing with chastity and abstinence, bioethical problems related to pregnancy and illness, end of the reproductive life decisions, ethical treatment of women\u27s health problems, sacrifice, and personal and relational struggles. Online community support, help in building confidence in NFP methods, and bioethicist referral are key interventions. The complexity of these spiritual responses, problems, and appropriate interventions require the expertise of health professionals in cooperation with bioethicists. We concluded that NFP can be viewed as both a spiritual practice and a means of spiritual growth

Using Remote Access for Sharing Experiences in a Machine Design Laboratory

A new Machine Design Laboratory at Marquette University has been created to foster student exploration and promote “hands-on” and “minds-on” learning. Laboratory experiments have been developed to give students practical experiences and expose them to physical hardware, actual tools, and design challenges. Students face a range of real-world tasks: identify and select components, measure parameters (dimensions, speed, force), distinguish between normal and used (worn) components and between proper and abnormal behavior, reverse engineer systems, and justify design choices. The experiments serve to motivate the theory, spark interest, and promote discovery learning in the subject of machine design. This paper presents details of the experiments in the Machine Design Laboratory and then explores the feasibility of sharing some of the experiences with students at other institutions through remote access technologies. The paper proposes steps towards achieving this goal and raises issues to be addressed for a pilot-study offering machine design experiences to students globally who have access to the internet

Psychometric Evaluation of an Instrument to Measure Hispanic Mothers’ Normative Beliefs, Intentions, Past Experience and Past Behavior Related to the Discussion of Sex-Related Topics with their Adolescent Daughters

Aim: The aim of this project was to describe the psychometric properties of a recently developed instrument that measures Hispanic mother normative beliefs, intentions, past experience, and past behavior regarding the Discussion of Sex-Related Topics (DSRTs) with their adolescent daughters. Background: The DSRTs between Hispanic mothers and their adolescent daughters is important because this interaction has been found to be a protective factor against the daughter’s risk for STDs and unintended pregnancy. Hispanic mother talk less with their daughters about sex-related topics (SRTs) than other ethnic groups. The Rodriguez Normative Belief Instrument (RNBI) has been established to measure normative beliefs, normative beliefs, past behavior, and past experience regarding Hispanic mothers’ DSRTs with their adolescent daughters. Method: The 44-item RNBI was developed based on the Theory of Planned Behavior and the Parent-Based Expansion Theory of Planned Behavior. A convenience sample of 119 Hispanic mothers of adolescent females grades 6 through 8 from two Midwestern Catholic Middle Schools was enrolled completed the instrument. Paper and pen instruments were administered in the language of the participant’s choice, English or Spanish. Results: The entire RNBI and each of the four subscales demonstrated acceptable internal consistency (Cronbach’s alpha = .70). The overall reliability of the RNBI was .82 with the normative beliefs subscale of .85, intentions .88, past behavior .89, and past experience .88. Confirmatory factor analysis validated the four subscales. Conclusion: Psychometric analyses indicated that the RNBI demonstrates acceptable validity and reliability for this sample

Validation of remotely-sensed evapotranspiration and NDWI using ground measurements at Riverlands, South Africa

Quantification of the water cycle components is key to managing water resources. Remote sensing techniques and products have recently been developed for the estimation of water balance variables. The objective of this study was to test the reliability of LandSAF (Land Surface Analyses Satellite Applications Facility) evapotranspiration (ET) and SPOT-Vegetation Normalised Difference Water Index (NDWI) by comparison with ground-based measurements. Evapotranspiration (both daily and 30 min) was successfully estimated with LandSAF products in a flat area dominated by fynbos vegetation (Riverlands, Western Cape) that was representative of the satellite image pixel at 3 km resolution. Correlation coefficients were 0.85 and 0.91 and linear regressions produced R2 of 0.72 and 0.75 for 30 min and daily ET, respectively. Ground-measurements of soil water content taken with capacitance sensors at 3 depths were related to NDWI obtained from 10-daily maximum value composites of SPOT-Vegetation images at a resolution of 1 km. Multiple regression models showed that NDWI relates well to soil water content after accounting for precipitation (adjusted R2 were 0.71, 0.59 and 0.54 for 10, 40 and 80 cm soil depth, respectively). Changes in NDWI trends in different land covers were detected in 14-year time series using the breaks for additive seasonal and trend (BFAST) methodology. Appropriate usage, awareness of limitations and correct interpretation of remote sensing data can facilitate water management and planning operations.Fil: Jovanovic, Nebo. Natural Resources and Environment; SudáfricaFil: García, César Luis. Consejo Nacional de Investigaciones Científicas y Técnicas; Argentina. Universidad Católica de Córdoba; ArgentinaFil: Bugan, Richard DH. Natural Resources and Environment; SudáfricaFil: Teich, Ingrid. Consejo Nacional de Investigaciones Científicas y Técnicas; Argentina. Universidad Nacional de Córdoba. Facultad de Ciencias Agropecuarias. Departamento de Desarrollo Rural. Area de Estadística y Biometría; ArgentinaFil: Garcia Rodriguez, Carlos Marcelo. Consejo Nacional de Investigaciones Científicas y Técnicas; Argentina. Universidad Nacional de Córdoba; Argentin

Star formation in Seyfert galaxies

An analysis of the IRAS data for a sample of classical (optically selected) Seyfert galaxies is presented. The IRAS fluxes at 25 micron, 60 micron, and 100 micron are found to be uncorrelated or only very weakly correlated with the UV/Optical continuum flux and the near and mid IR flux at 3.5 and 10 microns. To investigate the possibility that star formation accounts for the far IR flux, the IRAS measurements for the Seyfert galaxies are compared to IRAS observations of a sample of normal spiral galaxies, and a sample of Starburst galaxies. It is shown that the far IR luminosities and far IR colors of Seyfert galaxies are indistinguishable from those of the Starburst galaxies. Besides, normal galaxies are an order of magnitude less luminous than both the Seyfert and the Starburst galaxies. This indicates that star formation produces the bulk of the far infrared emission in Seyfert galaxies

Microfinance Market Niches and Client Profiles in Bolivia

This paper presents and interprets descriptive statistics generated from data obtained in a survey of clients of five microfinance organizations believed to be among the best in Bolivia. These lenders represent different combinations of organizational design, lending technology, and market area of operations. Two are regulated financial intermediaries and three are NGOs. Two operate in rural areas (PRODEM and Sartawi) and three operate in urban areas (BancoSol, FIE, and Caja Los Andes). Two offer individual loans and three grant loans through joint liability groups. The paper discusses household-enterprise profiles of a sample of 622 clients and identifies terms and conditions of loan contracts with these organizations to evaluate the depth and quality of their outreach.Marketing,segmentation,Bolivia,competition,microfinance

MICROFINANCE MARKET NICHES AND CLIENT PROFILES IN BOLIVIA

This paper presents and interprets descriptive statistics generated from data obtained in a survey of clients of five microfinance organizations believed to be among the best in Bolivia. These lenders represent different combinations of organizational design, lending technology, and market area of operations. Two are regulated financial intermediaries and three are NGOs. Two operate in rural areas (PRODEM and Sartawi) and three operate in urban areas (BancoSol, FIE, and Caja Los Andes). Two offer individual loans and three grant loans through joint liability groups. The paper discusses household-enterprise profiles of a sample of 622 clients and identifies terms and conditions of loan contracts with these organizations to evaluate the depth and quality of their outreach. The interpretation seeks to establish connections between key characteristics of the clients and features of the lending technologies that lead to the matching of classes of borrowers with particular organizations and that influence the choice of market niches. Data on loan sizes suggest the existence of different but broadly overlapping market niches associated with three tiers of clients. The sharpest distinction is between urban and rural clients. The matching between clients and organizations also reflects a weak but positive correlation between levels of poverty and loan sizes. According to an index of basic needs fulfillment of their clients, these organizations can be ranked as: FIE and Caja Los Andes (first tier), BancoSol (second tier), and PRODEM and Sartawi (third tier). The same ranking is obtained when clients are ordered according to loan size, the ratio of loan size to the value of sales, and the value of monthly sales. The three tiers of clients are associated with different socio-economic features of their household-enterprises: sex, education, household size, access to electricity, water supplies, and sewage facilities, employment-generating capacity of the enterprise, informality and separation of household and enterprise, occupations and the like. The development of lending technologies that do not rely on standard financial statements and collateralizable assets is a formidable innovation that explains the outreach and sustainability of these organizations. Differences in the guarantees required for loans dominate distinctions in lending technology. Trade-offs between loan size, interest rates, and guarantee requirements attract different subsets of the clientele. Joint liability seems to be appropriate for very poor people, but group borrowers eventually outgrow this relationship. Caja Los Andes and FIE have shown that it is possible to supply individual loans to poor people and be profitable. Most clients are satisfied with the services received. The lowest satisfaction concerns loan sizes and loan-size rationing may be widespread. At least in urban areas, increasing competition will force these organizations to improve their services and adjust loan sizes. All of these organizations are expanding the frontier of microfinance by developing lending technologies for a much poorer clientele than is reached by collateral-based lenders. This is a formidable achievement.Financial Economics,