Ideal Banking Concept and Characteristics

A bank is a financial intermediary and creates money by lending money to a borrower, thereby creating a corresponding deposit on the bank's balance sheet. Lending activities can be performed directly by loaning or indirectly through capital markets. After the advent of technology and its penetration to all business fields, the responsibility of banks is enhanced to provide better, speedy, and ubiquitous service to the customers so that it can create more money and hence profit. Banks are formulating various strategies in order to attract more deposits and lend it to genuine customers to get a better return and hence make more profit. Based on such objective of a general banking system, the ideal concept of the banking system is developed. The ideal bank is a system with ideal banking characters. In this paper, a model of the ideal banking system is proposed by considering the ideal characteristics expected under input conditions, output conditions, system requirements, and environmental conditions. The factors affecting these characteristics are identified using a qualitative data collection instrument namely focus group method

Reflected Shock Bifurcation in a Square Channel

We examine the bifurcation of a reflected shock in a three-dimensional, square channel through numerical simulations using a distributed memory parallel adaptive mesh refinement, Navier-Stokes solver with multicomponent equation of state and microscopic transport. The three-dimensional, rather than axisymmetric, geometry introduces considerable complexity into the flow structures, particularly in the vicinity of the corners. Spanwise cross-sections show the boundary layer growth is significantly reduced in the corner regions, where the shape of the turbulent jet and recirculation regions are modified. This appears to be consistent with existing experimental studies which report the boundary layer in the corner region is deformed and the propagation velocity is reduced. A pair of triple points and a diagonally-oriented Mach reflection with shear layers directed towards the corner apex are also observed in the spanwise view

Scholarly Publishing : Why Smart Researcher Hesitate to Publish in/with Top Ranking Journals/Publishers

Scholarly publishing is the subfield of publishing in which research work is published in the form of an academic journal article, edited book or thesis form. Due to the monopoly of top ranking publishers, the researchers are struggling to publish their research articles quickly and at low publication cost. In order to reach the research findings to the entire world, every author prefers to publish in open access journal but, so called top ranking journals are charging a huge fee as article processing charges which are in general between $1,000 to$3,000 and some journals charges even $5,000 apart from article submission fee. Since such journals are not paying any remuneration for peer review process, the review process and final publication take a long time, generally eight to ten months. This constraint of a long time and huge cost involved in scholarly publishing made the smart publishers find an alternative strategy for publishing their research. In this paper, we have discussed why smart publishers hesitate to publish in top ranking journals and their alternative strategy based on their objectives. We have also discussed the black ocean strategy formulated by such publishers as a counter strategy to face such move

LITERATURE REVIEW ON ORGANIC MATERIALS FOR THIRD HARMONIC OPTICAL AND PHOTONIC APPLICATIONS

The third harmonic optical applications such as optical phase conjugation, image processing, optical switching, and optical limiting in Photonics requires efficient nonlinear optical materials to be used with low power laser beams. During the last three decades, organic molecules have attracted the attention of many researchers due to their high nonlinear optical susceptibility and the possibility of tailoring their properties suitable to be used to protect optical detection components and devices such as human eyes and optical sensors, by controlling the output energy on the image plane below the desired level. Extensive studies have been performed and reported for the case of single crystals of organic molecules, organic molecules in liquid solutions, and organics and organometallics doped in various solid substances. One of the major benefits of organic optical materials is that they are usually much less costly and easier to process in device form than their inorganic materials. In this paper, an extensive literature survey on nonlinear optical materials is depicted. This includes review of organic nonlinear material research, materials for reverse saturation absorption, molecules for two-photon and multi-photon absorption, experimental techniques for nonlinear refraction, nonlinear absorption, optical limiting, and optical phase conjugation. Finally, the review includes the materials used in photonic devices, materials used for optical phase conjugation like nonresonant media and resonant media including absorbing liquid and solid materials, lasing gain media, metal vapors, and photorefractive materials

Quantitative ABCD Analysis of IEDRA Model of Placement Determination

The current technological and digital era has always directed campus recruitment process towards eruption of paradigm shifts matching new systems of industrial workforce engagements. The dilemma of job seeking graduates today in campus has ever more convoluted towards the rapid changes in industry and employment market. IEDRA Model of Student Campus Placement Realization was a more comprehensive study undertaken by Shenoy & Aithal (2017) to resolve such a dilemma of students. Therefore here, a brief study is undertaken to discover practical viabilities, understand the usefulness, resourcefulness and universal applications of IEDRA Model of campus placement determination towards concerned stakeholders. A new model of framework analysis named ABCD analysis developed by Aithal et al. (2015) is adopted here for arriving at appropriate theory, hypothesis or postulate constructs regarding the ubiquitous appeal of the IEDRA Framework

Knowledge and attitude of nursing staff towards nebulization therapy in a tertiary care hospital

Background: Nebulization is an important tool in the treatment of respiratory conditions. Nurses are primary health care providers for using the nebulizers in a hospital setting. The examination of nurse's knowledge and performance regarding the nebulizer therapy is of utmost importance for proper nebulization. Aim of the study was to access the knowledge and attitude of staff nurses towards nebulization therapy.Methods: A cross sectional study was conducted at the RL Jalappa hospital, Kolar, Karnataka, India. 50 nurses working the intensive care units and wards were given a questionnaire regarding the key aspects of nebulization therapy. A workshop was then conducted for the same participants on correct nebulization techniques and the questionnaire was given and the results post workshop was analyzed.Results: In pre-study, most nurses had unsatisfactory knowledge with respect to breathing pattern during nebulization (72.2%), types of masks used (83.3%), changing of filter (62.5%). On comparing satisfactory knowledge level of nurses pre-and post, it was found statistically significant increase in knowledge for breathing pattern during nebulization, knowledge of types of nebulization, nebulization time, nebulization end point, types of drugs used, type of dilution, proportion of dilution, ideal volume of drugs in medication, replacement of tubing, changing of filter, types of disinfections used, types of nebulization and types of mask (p <0.05).Conclusions: The knowledge of the staff nurses regarding the nebulization therapy was unsatisfactory which was reflected by improvement in the knowledge post workshop training. The staff nurses should be provided periodic training on nebulization therapy to give effective and safe care to patients